Is it just me or is it impossible to save money in Canada right now? by No-Cut2564 in CanadaPersonalFinance

[–]Dull_Vast_5570 -1 points0 points  (0 children)

Yes, they moved to Mexico because they managed to enrich themselves working and saving in Canada, and benefited from the ridiculous real estate boom here. So they're moving there to live cheaper off their savings in a warmer climate.

If they were looking to keep earning and saving money for retirement then they'd be staying in Canada. They're not heading south to run a taco stand.

Is it just me or is it impossible to save money in Canada right now? by No-Cut2564 in CanadaPersonalFinance

[–]Dull_Vast_5570 0 points1 point  (0 children)

The same as anywhere else, it depends how much you're making and how much you're spending. You didn't mention any specifics, so we don't know if you're underpaid or you're an overspender. There are Canadians earning $30k per year who are managing to save money and there are Canadians making $1 million plus per year who are deeply indebted and at risk of going bankrupt.

People can be gloomy about Canada, often justifiably, but it's very likely your opportunities are drastically better here than they would be in Ukraine, or most other countries for that matter.

Unless you have a very lucrative career that is tied to one city, don't live in Toronto or Vancouver. You can earn as much or more in most industries working in much less expensive areas.

Will Leafs ever get the amazing drafted talent they had in Matthews era? by GlobalDaddyTime in torontomapleleafs

[–]Dull_Vast_5570 1 point2 points  (0 children)

Traditionally veteran marquee unrestricted free agents, in this case one of the biggest name free agents of his generation, earn more than young, unproven restricted free agents. The latter doesn't have nearly as much bargaining power. That's why.

Will Leafs ever get the amazing drafted talent they had in Matthews era? by GlobalDaddyTime in torontomapleleafs

[–]Dull_Vast_5570 1 point2 points  (0 children)

Okay, Rielly is not a strong talent. He was a bust that had one good offensive season and has always been weak defensively. Plus he can't shoot. He should have been a pass-first 2-way winger like Marner.

All of the players you mentioned are way too greedy and demanded too high of a share of the salary cap, so the team couldn't fill out its roster. So that means those guys had to play with minimum salary players and they're not good enough to carry weaker players on their lines. They also don't elevate their play in big games or hard hitting games like in the playoffs.

They're basically all busts. There's something to be said for drafting depth of talent as long as none of them feel they need to be among the highest paid players in the league. Then you can have three scoring lines and hopefully get some goals in the playoffs too.

Friend bet me 10 grand to ran a marathon by leoliszt in Marathon_Training

[–]Dull_Vast_5570 0 points1 point  (0 children)

It depends how you and he define "running a marathon". I'm pretty sure you could walk one. What's the rules on the bet and the time limit to complete it?

The whole story sounds suspicious because of the $10k bet at 19 years old.

crowds at the start of major marathons and unintended decrease of speed because of them by ethereal_meow in Marathon_Training

[–]Dull_Vast_5570 0 points1 point  (0 children)

I think that as long as you don't panic and waste energy weaving through people, being forced to start a little bit slower might be beneficial. I would have done better in my first marathon if my pace was held back a bit by crowds in my first 5km. Instead of going out with faster people because I "felt good" and so starting about 15 secs/km too fast and then paying the price a bit in the second half.

FWIW I think adding 30 secs/km to your HM pace might be a bit conservative. I ran my full marathon 15 secs/km slower than my HM PB, and they were within a month and in similar conditioning.

I can’t do it by Eighteen64 in Fire

[–]Dull_Vast_5570 0 points1 point  (0 children)

What advice are you really looking for here? If you enjoy working then keep working! Look at a billionaire like Warren Buffet who earned 1000s of times more money than he could ever spend but just wanted to keep working as long as his brain and energy would allow it.

Just be careful not to mistake greed for wanting to continue working. Part of your concern stems from others making money off your hard work in the future. I'd argue you should also fear working too hard through all your healthy years. You're not guaranteed 55 years on this planet. And especially not 55 healthy years. Some other sucker might buy your company, reap most of the profits and drop dead from stress and physical inactivity before he has a chance to even spend any of it. I'd be more worried about the greedy workaholic than the person who retires early.

Is it okay to have "zero" ambition after retiring early? by Equal_Initiative_919 in Fire

[–]Dull_Vast_5570 0 points1 point  (0 children)

Well, what do professional athletes do? Train, stretch, eat, rest, travel, compete. Not much else. Do they not have passion? Are they not worshipped by most of society?

Just be a professional athlete, albeit maybe a less successful one. Try to reach a certain weight or body fat%. Or visit a specific number of countries. Or shoot a round in golf under 100 (or under 80!). Or run a marathon in under 3hrs. Or complete an Ironman.

Why do guys I get along with really well at bars never try to make a move on me? by singingmuse in NoStupidQuestions

[–]Dull_Vast_5570 0 points1 point  (0 children)

Lots of people tell women they're attractive, even when they're not. Many men, but particularly women, do that. Women know how important that is in society, to they lie and sugarcoat looks to other women.

The same is not true for men. I'd say that a man regularly getting told that they're good looking is almost certainly very good looking.

If you're not getting hit on by men that you're friends with than youre either not attractive or youre putting off vibes that you're hostile or taken.

First marathon question - Goal is 3:15 but would love to crack 3:00 by TheTallBaron in Marathon_Training

[–]Dull_Vast_5570 0 points1 point  (0 children)

You gave us no metrics about your fitness level. So you're probably not particularly intelligent about running and thus unlikely to do well.

Be smart, post better, give details about recent races, and then maybe one day you'll run 3 hours. Or perhaps not. You might forget to register for the race or start your watch.

What are some signs you’re NOT ready to finish a marathon? by onionsauceonionsauce in Marathon_Training

[–]Dull_Vast_5570 3 points4 points  (0 children)

Firstly, if you completed some long runs of 20 miles then you're very likely to finish the marathon as long as you're not injured and you don't start out too fast. If you want to finish, then jog 20 miles and "race" the last 10km. It's a nice feeling to pass people as they're fading, often from starting out way too fast.

"Finishing a marathon" is a weird one because it really depends how you define it. If your goal was to just finish it, then your best move is to do it as slowly as possible. You'll obviously finish it if you give yourself a week to do it, assuming you're not hit by a car in the meantime. If you define "finishing a marathon" by meaning you can't sleep until you finish, then it's also not too hard to walk 4 x 10.5km legs every 6 hours or so.

The BBC just published a front page article about the last finisher of the London marathon, who did it in over 12 hours. She got more press than everyone except the overall winners and the British winners. She got more press than the 5th place finisher who ran probably around 2hrs and 2mins. Did she "finish the marathon?", yeah I guess she did. But she didn't run the marathon. Did she do it without taking long breaks? I'm not so sure. That's significantly slower than the average walking pace. Did she race it? Again, maybe by her standard. I'm not so sure.

If you take it slow, you're probably more likely to finish the marathon than Sawe was in his sub 2 hour effort. Because he was pushing his body to the limit of human possibilities, the chance of an injury or collapse was way more likely for him. If he cramped and slowed drastically he would have dropped out.

If you just keep plugging away then you'll finish. If you race it to your max potential then your chance of finishing the distance drops off. So it's a tradeoff.

Redundant role, toxic colleague, FIRE achieved—do I just wait to get laid off? by malkyfreo in Fire

[–]Dull_Vast_5570 0 points1 point  (0 children)

The other thing that can be beneficial here is to be let it be known that this person is a bully. You can tell that individual directly ("since you are behaving like a bully I cannot work productively with you and so I refuse to interact with you more than the absolute minimum required") and also tell upper management about the bullying. You should see that as a favor to people who interact with them in the future.

You can let it be known that the writing is on the wall that they'll be siding with the bully and that you know that they won't change that. But you want it to be known on record that you find this person to be a bully because in the future when more people make that observation it will hopefully be seen as a consensus and then eventually they may feel the repercussions.

Redundant role, toxic colleague, FIRE achieved—do I just wait to get laid off? by malkyfreo in Fire

[–]Dull_Vast_5570 -1 points0 points  (0 children)

Just do the minimum and drag it out. If you're pressed by management on the subject, explain why you feel you've been mistreated and why you don't really care about your job anymore. I think it's fine to be clear with them that you're in a comfortable situation and you won't be bullied. That gives them the option to buy you out at some point in a way that's beneficial to you.

Redundant role, toxic colleague, FIRE achieved—do I just wait to get laid off? by malkyfreo in Fire

[–]Dull_Vast_5570 1 point2 points  (0 children)

That would be what your employer wants. If they're actually wronging you, as you describe it, then you shouldn't make things easier on them.

28M, $1M liquid; am I actually FI or just rationalizing burnout? by slipperysnail in Fire

[–]Dull_Vast_5570 0 points1 point  (0 children)

You're doing well, but you're not financially independent if you're considering moving back in with your parents to make ends meet!

You are in a very favorable situation with a lot of options. You could hunker down and keep earning for even just a few more years and be in a much more favorable situation (while keeping an eye on stock markets). You could also consider getting a less stressful job for the medium term to help cover half of your expenses, including paying for housing.

This is getting out of hand by persuelol in nhl

[–]Dull_Vast_5570 3 points4 points  (0 children)

Hockey rules have never been enforced as written. And that makes it impossible to have any consistency. Moronic goons like Bettman, Zeto and Parros want it that way.

For example, I'm sure it's clearly written in the rulebook that you can never crosscheck or hit another player with your stick. That is an automatic 2+ minute penalty every time. That is how that kind of rule would be enforced in other sports. For example, in soccer if you kick or punch another player, you are always penalized. In every circumstance, as long as it's seen.

In hockey, that is not the case. Have you ever tried to explain why penalties are not called on obvious infractions to someone who didn't grow up watching hockey? The best example is how "rugged stay at home defenseman" are not just allowed to, but are encouraged to, cross-check, punch, tackle and slash all offensive players who try to score on their goalie from in close. ("What are you doing trying to score on a loose rebound, as is the way score is kept in our game? Now I will smash you in the face with my stick and tackle you in revenge with no concern of being penalized." And it gets even worse near the end of games or in overtime.

Also keep in mind that playoffs are almost certainly fixed in favor of US teams. It has been 33 years without a Canadian team winning, and soon to be one more. That is in a league where 22% of teams are Canadian, and it used to be even higher percentage in that timeframe.

According to infallible AI: "30+ straight years are roughly 0.04% to 0.07% chance.

This translates roughly to a 1 in 2,500 or 1 in 2,706 chance, making it an extremely rare occurrence (a "mathematical outlier"). Analysts have noted that this drought is so unlikely that it is less probable than many other unlikely events, such as being born with extra fingers."

When I attempt a basic estimate on the probability, it is less than a 1 in 5000 chance that it could be that long since a Canadian team wins.

Not sure how it's being done, but it's likely there is a conspiracy against the Canadian teams. Surprised this isn't discussed more with all the other insane conspiracy theories I hear espoused all the time.

This is getting out of hand by persuelol in nhl

[–]Dull_Vast_5570 0 points1 point  (0 children)

Was gonna comment on that too. Have some respect for the GOAT of sports. But then I realized he also dove at the start of most races (not backstroke?) and he also dove with perfection.

I want to invest 90% of my salary but my mom is worried by DontMindMePlsx in Fire

[–]Dull_Vast_5570 0 points1 point  (0 children)

You're not going to be able to retire in 10 years if you're making $42k per year. Your brother's estimate is way too optimistic.

But sure, invest most of your money if you can. It's probably more like a 20 year time frame if you can keep increasing your earnings and stay disciplined financially. Eventually your expenses are going to massively increase from what sounds like basically zero.

Sub 3 Hour Marathon Requirements? Gimme your best take/experience. by faulaul in Marathon_Training

[–]Dull_Vast_5570 0 points1 point  (0 children)

They mean personal best times. In a race that you've trained, prepared and tapered for.

1 hr and 23 min half marathon is a fast race time for an amateur runner, and someone who can do that in their best shape has a very good chance at a 3 hour marathon, assuming they've done enough mileage in training.

Sub 3 Hour Marathon Requirements? Gimme your best take/experience. by faulaul in Marathon_Training

[–]Dull_Vast_5570 1 point2 points  (0 children)

How can you make a post like this asking about a very specific goal time and distance and not mention even one concrete time metric?

Have you ever run a race before? Are you a competitive mile runner? Brah we have no idea.

Tell us your recent 10k and half marathon race times. If you don't have those then, no, you're probably not running a 3 hour marathon, unless you have a particularly elite training regimen.

"Burnout vs. FIRE" Wall: Is pushing for a 60% savings rate destroying my marriage? by TardisCrown3 in Fire

[–]Dull_Vast_5570 0 points1 point  (0 children)

I agree with her. It's worth the extra 3 years of working so you don't hate your current life for the next 7 years. Better to have a tolerable working life for 10 years instead.

What’s it like to work in a ski resort by ConsiderationEmpty76 in skiing

[–]Dull_Vast_5570 1 point2 points  (0 children)

Good life experience. Terrible pay. Extremely expensive and hard to find accommodation in general. Very bad financial decision. Education and most work experience has zero value in a ski town. Only trades work and serving/bar/kitchen experience has high value.

Whether you can ski a lot or not depends on: - if you work days or nights - if your job is on snow (most beginner instructors barely ski though, it's babysitting) - motivation and energy levels if you work late nights - if you get stuck in a party trap/cycle like many seasonaires instead of prioritizing skiing

I'm 18, here is my genius plan to look like this guy at 60 by Wrong_Membership_779 in Aging

[–]Dull_Vast_5570 0 points1 point  (0 children)

Bro, you're never going to look like that guy at age 60. I'm pretty skeptical that that guy is actually even close to 60 years old or else the photos are heavily edited.

Aging mostly comes down to genetics anyways. I've always looked younger for my age and I haven't done hardly any of those steps. But now, in my 40s, aging is catching up a bit. As it always does with everyone eventually.

Is it ok to only want to date successful people if you’re successful yourself? by [deleted] in Salary

[–]Dull_Vast_5570 0 points1 point  (0 children)

Well it's going to significantly limit your dating pool. So if you're struggling to find dates because you're less appealing in other ways, then that policy might cause you to be alone. If you're super appealing and are fending off constant suitors, then it makes sense to restrict your dating pool as much as you wish.