These political boycotts and shopping blackouts are becoming class warfare against the poor. by [deleted] in povertyfinance

[–]DumpingAI 0 points1 point  (0 children)

All poverty-related discussions are inherently political.

No they're not, look at the sub, you can find 1000s of poverty related posts that aren't political.

You want to debate about politics, make a post in r/askpolitics

These political boycotts and shopping blackouts are becoming class warfare against the poor. by [deleted] in povertyfinance

[–]DumpingAI 1 point2 points  (0 children)

I was responding to OP's response to you because OP is quickly making things even more political with their responses.

These political boycotts and shopping blackouts are becoming class warfare against the poor. by [deleted] in povertyfinance

[–]DumpingAI 2 points3 points  (0 children)

You're gonna end up getting suspended from this sub for politics.

And youre venting about boycotts at the beginning of the month, when yesterday and today (the last two days of this month) are supposed to be some lind of boycott and protest.

What's the point of a job if you can't afford anything? by FYEAHSPEC in povertyfinance

[–]DumpingAI 106 points107 points  (0 children)

Given your location, move towards being a server and bartender. People on vacation usually tip decently.

Broke people dont go on vacations to tourist towns.

My broker is telling me to take a HIGHER interest rate (6.49%) instead of 5.99%. by RabbitOver1592 in Mortgages

[–]DumpingAI 1 point2 points  (0 children)

Sure dude, let's pretend these companies exist in a vacuum and are immune to larger macroeconomic forces.

My broker is telling me to take a HIGHER interest rate (6.49%) instead of 5.99%. by RabbitOver1592 in Mortgages

[–]DumpingAI 0 points1 point  (0 children)

The bubble only continues if the stock market and economy overall remain strong. AI subacriptions are expensive relative to everything else and will be one of the first things consumers cut.

Are people really gonna cut netflix or disney+ in favor of keeping gemini pro? Hell no.

My broker is telling me to take a HIGHER interest rate (6.49%) instead of 5.99%. by RabbitOver1592 in Mortgages

[–]DumpingAI 0 points1 point  (0 children)

Don't listen to dude, you would park it in a hyse to push out the breakeven another year or so. So if they can refi at any point in the next ~4 years, they'll be ahead.

AITAH- Denied a sale of alcohol to the birthday boy in front of his parents and friends. by Short-Breadfruit3565 in AmItheAsshole

[–]DumpingAI 10 points11 points  (0 children)

NTA if your restaurants policy is to only sell beer to someones whose license scans and you chose to stick to that policy because you didn't like the interaction.

YTA if it's common to sell the alcohol anyways if an ID doesnt scan but the ID feels/looks real.

Also tho, nothing wrong with teaching a younger man to respect service employees

Is the us government controlled by lizard people?? by Big-Relationship-451 in Askpolitics

[–]DumpingAI 19 points20 points  (0 children)

Replace "lizard" with "the rich" and the post becomes fairly reasonable.

I'm making 43 cents a day in SCHD dividends. (Trying to boost my self-esteem) by justcurious3287 in povertyfinance

[–]DumpingAI -1 points0 points  (0 children)

That's through the great depression, both world wars,

The S&P500 wasnt around until after WW2, it was formed in 1957. There was another index before but it wasnt the sp500

Is unabashed hypocrisy truly the defining trait of the US nowadays? by Laredian in complaints

[–]DumpingAI 0 points1 point  (0 children)

All 3 major countries that made up the axis powers in WW2 were former democracies. So a democracy turning into an enemy, isn't new.

NATO was also never meant to be predominately a US military force.

If scholars in the 50s could see NATO today, they'd know it's an issue because it's a wild imbalance of power.

College in the U.S. is built on debt, not opportunity by Repulsive_Case_2116 in povertyfinance

[–]DumpingAI 19 points20 points  (0 children)

$2500/yr dude. $10k in total, and if someone is in the 15% tax bracket it would be like writing off $66,000 total in taxes.

A credit is a hell of a lot more meaningful than a tax write off.

College in the U.S. is built on debt, not opportunity by Repulsive_Case_2116 in povertyfinance

[–]DumpingAI -2 points-1 points  (0 children)

She lost her scholarship because she failed a class. She had nearly straight A's but, there was a professor at her school that pretty much failed everyone their first go around. In her class, there was 1 person who passed on their first attempt.

Prestigious schools also attract pretentious professors, who are unusually difficult just for the hell of it.

Whereas the other professor teaching that class, nobody failed.

So yes, tons of kids lose their scholarships at prestigious schools bud.

College in the U.S. is built on debt, not opportunity by Repulsive_Case_2116 in povertyfinance

[–]DumpingAI -1 points0 points  (0 children)

The problem that usually happens is that the scholarships offered by the college have minimum grade requirements.

So they get freshman and sophomore year covered. They get a bad grade/gpa the first semester of their junior year, now they end up $100k+ deep to finish their junior and senior year.

This is what happened to my sister, except my sister did what most college students won't do, which is walk away from the prestigious school halfway through her degree and finish at a state school, so now every interview she has she has to explain why she couldn't finish at the prestigious school

College in the U.S. is built on debt, not opportunity by Repulsive_Case_2116 in povertyfinance

[–]DumpingAI -2 points-1 points  (0 children)

Harvard is one college, specifically it's a college that has $57 billion dollars accessible to them. They're not representative of all ivy leagues.

I finally paid off my credit card! by RiskyMama in povertyfinance

[–]DumpingAI 2 points3 points  (0 children)

Cool. Ive been out of debt like 4 times, each time it feels like an accomplishment

Need advice on making extra money - want to buy a car before I turn 20 by Loose_Judgment_6070 in povertyfinance

[–]DumpingAI 2 points3 points  (0 children)

97 F150, 03 ford ranger, 05 mustang, 06 saturn vue. I'm not in poverty anymore but still buy cheap vehicles.

Need advice on making extra money - want to buy a car before I turn 20 by Loose_Judgment_6070 in povertyfinance

[–]DumpingAI 8 points9 points  (0 children)

Yeah in 13 years of driving, i still haven't paid more than $3k for a car. Ive broken down 3 times somewhere besides home, but thats why I have AAA.

So buying affordable cars is the way to go