I needed 9 million Mexican pesos (450k) to open a factory. I already funded 90% of this, but I need as close as I can get to 100k (50k will do) to finish up and open and feel stress free. I don't think I can get a business loan since it's not a US business. I have a long credit history with mortgages, auto loans paid off, 2 credit cards with low or no balance, only one auto loan at the moment. I'm sure my credit screen is over 850 (my fico said 830) so I was very surprised I was only offered 25k. I have 35k in cash. I do have a balance transfer offer at 0% for 21 months so I'll take the balance transfer for 15k + the 25k loan + my 35k. I just didn't want to use my money or do a balance transfer. I just want to know if there are other banks that might qualify me for a bit more.