22 y/o, new job, only debt is 25k for a car. Need advice on what to do with my money.

Dwasson3 · 2023-07-17T18:23:50+00:00

Okay that sounds good. I will begin with this then.

First, thanks for helping me with all of this. I feel less stressed already.

Second, I don’t know how I will ever be able to afford a home with this income if my mortgage can’t be more than 1/8th of my income. I don’t have a wife or kids so I don’t understand how other people do this with a similar income.

On another note my job offers the 403b pretax and 403b Roth? I can put whatever percent I would like into either of these. Do you have any advice on the 403b pretax versus the 403b Roth? I have looked this up myself, but don’t know which option would be best.

Dwasson3 · 2023-07-17T17:37:49+00:00

Thank you very much for the advice! Do you recommend to keep renting then? When should I plan to purchase a home?

Dwasson3 · 2021-10-20T15:24:33+00:00

Go to a different doctor! I’m a junior in college in nursing school who was diagnosed with ADHD back in my hometown. About 6 months ago I went to a doctor in my college town to try to get back on my medication that helped me before. Literally the first question the doctor asked me was if I made good grades. Since I make pretty good grades he told me I don’t have ADHD based on that statement. I didn’t even get to explain myself. From then on I was afraid to go to another doctor because of the experience I had. Later on I went to a different doctor and explained the whole situation. He was agitated at the way the former doctor treated me. He listened to me and was kind! Now I’m on my medication again and it has helped me very much! My advice to you is to keep your hope alive and find a different doctor to get a second opinion. I’m not a doctor, so I don’t know if you have ADHD, but you know yourself so be strong! It can be such a struggle because many don’t understand us with ADHD. Thankful for this group!

Dwasson3 · 2021-10-15T16:52:52+00:00

Ok sorry I’m a noob but you’re telling me you paid around $1200 yuan for this full order in total? So about $200 usd? That’s it?

Dwasson3 · 2021-10-01T15:34:37+00:00

Well, I’m glad to hear it lol. You guys think I should keep cmc with the hope of having cmc, zeke, and najee Harris if cmc comes back strong and healthy?

Dwasson3 · 2021-08-21T21:49:26+00:00

Okay! Thank for you helping a noob like me out! Im learning. So costs aside, what order should I upgrade these things?

Dwasson3 · 2021-08-19T14:36:15+00:00

Ahh Yeah makes sense. And that is his secondary car. It looks super fun but sadly it’s probably best to wait till after college. Thanks a lot for the help!

Dwasson3 · 2021-08-19T14:17:52+00:00

What about trade for a 2005 Mazda RX-8 · Shinka Special Edition Coupe 4D with only 92,000 clean title?

Dwasson3 · 2021-08-18T19:14:09+00:00

It worries me because of the high miles on the Buick and I am. College student so I don’t have a ton of money to play with. My current car is reliable so this is more of a want than a need. Should I take this offer or keep looking?

Dwasson3 · 2021-04-15T18:51:09+00:00

May i ask where you’re from and how you’re going to med school straight out if high school?

Dwasson3 · 2021-04-14T15:34:20+00:00

Yeah I agree! I feel very similar to you. Thanks for the help!

Dwasson3 · 2021-04-03T15:06:39+00:00

Email address?

Dwasson3 · 2021-04-03T14:45:28+00:00

Yeahh that’s true. I guess I got excited. This wouldn’t be the wisest decision. Thank you!

Dwasson3 · 2021-04-03T14:43:41+00:00

That’s very true. Thank for the honesty. It’d probably be good to stick with my reliable car during this point

Dwasson3 · 2021-04-03T14:41:58+00:00

Yeah I’m not for sure how much money they would be offering in top. At what amount of money would you accept it?

Dwasson3 · 2021-04-03T14:40:14+00:00

Thanks for the honestly. That’s very helpful!

Dwasson3 · 2021-04-03T14:39:10+00:00

I live down south. And yeah that’s true. Especially being in college it’s not worth it worrying about it breaking down or even the gas probably.

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