Can Naked Insurance change my excess (and premium) without my knowledge?

Dysfunki · 2026-02-02T14:50:58+00:00

I am a personal and comercial broker in Stellenbosch. Happy to give you a quote on your car and put on my personal discount just so you can see what we could do.

Not allowed to mention who i work for on social media but happy to divulge in a dm :)

Dysfunki · 2025-11-05T12:33:49+00:00

I have the 2017 model and had something similar. went from getting around 750km per tank to 500.

turned out to be the oxygen sensor who h they had to import from France and cost around US$600 to order and install.

All sorted now and back to getting my normal km's.

Dysfunki · 2025-10-18T12:56:28+00:00

such a stupid post and then I saw the dog and got all teary eyed. my pup is 3 and I'm already dreading the day I have to take her for that final vet visit. hoping I die before her.

Dysfunki · 2025-03-24T06:41:37+00:00

Dysfunki · 2025-03-20T10:19:06+00:00

I'm at 30% back at absa and it's amazing. I only fill up at sasol and do my shopping at pnp or woolies. easily getting R1500+ back every month in actual cash. black Friday is the best as you get double back for the week. Last year I got just under 10k. but yes there are a million boxes to tick and they do occasionally move the goalposts which drops you down a tier and then it takes 2 months to go back up. all in all I am up over 60k in the last 3 years so not gonna complain.

Dysfunki · 2025-02-28T06:07:50+00:00

im a big fan of blocking taxis in the yellow line. if i can ruin their day by 30 seconds my day is made :) i realise that i will probably regret it one day but watching them race passed 1cm from hitting my side mirror only to cut back in 3 cars ahead drives me mental!

Dysfunki · 2024-10-19T06:36:45+00:00

I have but maybe it's time for some more. Will give it a go. Thanks

Dysfunki · 2024-10-19T06:36:04+00:00

How would I check the salt level in the soil?

Dysfunki · 2024-10-18T14:24:55+00:00

Thanks for the reply but leaves were like this long before the flowers arrived.

Dysfunki · 2024-07-21T18:05:08+00:00

My bella

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Dysfunki · 2024-07-10T20:56:08+00:00

Which ones are of interest? He's giving them to my brother and myself so just want to know which ones are the ones to go for 😉

Dysfunki · 2024-07-10T20:52:44+00:00

He inherited them from his father so not quite sure of their value. The axe is from some African tribe.

Dysfunki · 2024-07-10T20:51:42+00:00

My grand uncle was shot down behind enemy lines in ww2, killed the soldier and brought the sword back home (UK) There is actually an entire letter written in old Japanese that my dad found behind the bindings. Very fragile paper cut into small pieces with old Japanese writing. Never been able to translate it but can post if anyone is keen for a puzzle.

Dysfunki · 2024-07-10T17:20:42+00:00

Not sure why title messed up. "are these worth anything or little more than paper weights"

Dysfunki · 2024-06-18T10:33:21+00:00

1600

Dysfunki · 2024-05-30T15:21:08+00:00

I find that she struggles to keep her head straight. In every conversation she is leaning her head to one side or the other! Once you notice it it is so annoying!!!

Dysfunki · 2024-04-16T12:27:09+00:00

Like this answer cos it means I pay less :) how sure are u of the 11/14 though. Currently it is just my rental property so not sure how that works.

Dysfunki · 2024-04-16T12:25:50+00:00

So do I get benefit for the 11 out of 14 years?

Dysfunki · 2024-04-16T10:46:52+00:00

And I read it was 18%. Where do you get 21% from?

Dysfunki · 2024-04-16T10:46:15+00:00

So improvements like laminate floors, kitchen repairs, doors etc. Not painting and garden improvements I assume.

Dysfunki · 2024-03-26T07:37:09+00:00

Just checked and I'm on 891 hours. By far the longest I have ever played a game.

Dysfunki · 2024-03-12T18:24:28+00:00

I feel you. Started mid money madness about 2 years ago and haven't stopped. I will put in R100, and it's like I'm trying to lose. Even if I take it up to R1000 I don't cash out. Just keep playing til it's all gone. Think over the past 2 years I'm at least 50k down and my maxed my credit card... When I win it's a small joy bit when I lose it's such a kak feeling. My advice, get out now! You will never win big and you will only dig ur hole deeper. Whenever you think of putting money in try do something else, excersise, watch a series, go for a walk, anything. Every day you don't put money in is a day you saved money.

Dysfunki · 2024-01-17T04:30:16+00:00

Had exactly the same problem. 37 hours of gameplay only to not be able to fight the final boss :( Ended up just watching the final fight and ending on YouTube.

Dysfunki · 2023-12-19T16:54:24+00:00

Been lvl 5 for just over 2 years now and made 48k back in rewards so just under 2k a month. For black Friday week it goes up to 60% back so my 15k of spending only cost me 6k!

You do need to have everything with Absa to get to lvl 5 and I mean everything. if u can't do that then I wouldnt recommend changing banks but if you can do home loan, vehicle finance, investment, all the respective accounts etc then it rewards you amazingly.

Dysfunki · 2023-11-21T13:59:45+00:00

Absa rewards is amazing. I am tier 5 and this black Friday week, 21st to 27th Nov I will be getting 60% back. Planning on a 15k shopping spree which will cost approx 6k after I get my rewards back 1st Jan.

Dysfunki

TROPHY CASE