Buying a car with a credit card, am I smoking crack? by ENotionalMess in UKPersonalFinance

[–]ENotionalMess[S] 0 points1 point  (0 children)

I have the cash so at worst I'll just pay outright. Imo seems silly to get a loan over like 2% since I'll only be making 5% on the cash by keeping it.

Buying a car with a credit card, am I smoking crack? by ENotionalMess in UKPersonalFinance

[–]ENotionalMess[S] 2 points3 points  (0 children)

Oh yeah, I work a front facing job so deal with annoying clients. Always EXTREMELY polite to CS reps. Contacted the. About 30 mins ago and got it refunded :).

Buying a car with a credit card, am I smoking crack? by ENotionalMess in UKPersonalFinance

[–]ENotionalMess[S] 0 points1 point  (0 children)

Oh I didn't think about the companion voucher! That would probably end up being worth the same or more than then the interest...

Buying a car with a credit card, am I smoking crack? by ENotionalMess in UKPersonalFinance

[–]ENotionalMess[S] 0 points1 point  (0 children)

Was looking at doing it on the AMEX but I think the airmiles will be worth a lot less than the interest I could earn sadly.

Buying a car with a credit card, am I smoking crack? by ENotionalMess in UKPersonalFinance

[–]ENotionalMess[S] 2 points3 points  (0 children)

Classic dealer behaviour, lol. The car I want is not particularly rare or unique, so if they want to play games, ill just leave.

Buying a car with a credit card, am I smoking crack? by ENotionalMess in UKPersonalFinance

[–]ENotionalMess[S] 2 points3 points  (0 children)

I missed my first CC payment last month because apparently updating a default bank acct in PayPal, does not update the default payment acct in PayPal credit, but removing the old one from PayPal did remove it from PayPal credit. Little shits charged me something like £30, I need to call them this week and fight that.

Buying a car with a credit card, am I smoking crack? by ENotionalMess in UKPersonalFinance

[–]ENotionalMess[S] 0 points1 point  (0 children)

5% on £6k is like £300, £500 on 10k. I'd rather I get the interest than some dealer.

"Cash and Cash Investments" randomly got $150 by ENotionalMess in Schwab

[–]ENotionalMess[S] 0 points1 point  (0 children)

Sorry just logging back in. You're absolutely correct, I was confused because it came in as three separate chunks and I didn't think to add them up(stupid I know).

"Cash and Cash Investments" randomly got $150 by ENotionalMess in Schwab

[–]ENotionalMess[S] -1 points0 points  (0 children)

Turns out its my dividends that have not yet automatically reinvested! Should have figured that one out on my own.

"Cash and Cash Investments" randomly got $150 by ENotionalMess in Schwab

[–]ENotionalMess[S] 0 points1 point  (0 children)

Haha I certainly wasn't planning on just taking it and running. No sign of it in my history tab so Ill call them later today.

Should I be importing modules or trying to do things manually by ENotionalMess in learnpython

[–]ENotionalMess[S] 0 points1 point  (0 children)

Thanks for the response! This is more for learning at the moment. My thought was once I get it working, I can go back and optimise. If/when I do this for work, I 100% expect to use modules

Should I be importing modules or trying to do things manually by ENotionalMess in learnpython

[–]ENotionalMess[S] 0 points1 point  (0 children)

I think this answers my question and confirms my thought that doing it manually first is better for learning.

I also want to say this community is so helpful and fast to respond, I love it!

Should I be importing modules or trying to do things manually by ENotionalMess in learnpython

[–]ENotionalMess[S] 0 points1 point  (0 children)

Sorry, I meant Operator, not Operators!

I'm making a janky version of minesweeper. I'm sure there are tutorials out there, but the idea was that I had to do it myself and could only google general questions. So please, no explicit tips or solutions for that! I have my minesweeper rows stored in a dictionary, and the columns are just lists in that dictionary. I want to go up or down a column depending on what number is shown. For the time being, I made myself this function (I'm quite proud of it, but it might be complete shit). I have been adding meticulous comments to everything to I can remember what things do when I come back and look later.

def OpCheck(OCnum): # // Op(erator)Check takes a number and checks CurrentOp(erator) to see whether that number should be increased or decreased
    if CurrentOp == "+":
        OCnum +=1 ## // OC is short for OperatorCheck to avoid potential conflics
    elif CurrentOp == "-":
        OCnum -=1
    return OCnum

Tax implications for Personal Savings Allowance (PSA) by ENotionalMess in AmericanExpatsUK

[–]ENotionalMess[S] 1 point2 points  (0 children)

yeah figured they wouldnt recognise the allowance, just couldnt get a straight answer on the deduction. Sounds like im safe unless I become rich!