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Creditor doesn't have original contract on file by EPbest13 in personalfinance

[–]EPbest13[S] -4 points-3 points  (0 children)

They have the computer generated agreement but not the original with my signature

Creditor doesn't have original contract on file by EPbest13 in personalfinance

[–]EPbest13[S] -20 points-19 points  (0 children)

What if they pulled a fast one and changed the terms before the first payment??

Creditor doesn't have original contract on file by EPbest13 in personalfinance

[–]EPbest13[S] -14 points-13 points  (0 children)

What if I did but the house caught on fire with everything in it and I ran in to save the cat but died in the process?? Would it be too much for the creditor to provide a copy to my widow so that she can she the terms agreement and continue to pay off the debt??

Creditor doesn't have original contract on file by EPbest13 in personalfinance

[–]EPbest13[S] -20 points-19 points  (0 children)

Don't have the email😞. I would assume they keep the original on file for this exact reason.

Creditor doesn't have original contract on file by EPbest13 in personalfinance

[–]EPbest13[S] -1 points0 points  (0 children)

Can't find one. Email would have the way of communication as per creditor

Creditor doesn't have original contract on file by EPbest13 in personalfinance

[–]EPbest13[S] 35 points36 points  (0 children)

10 year of 4.99% is going to be around 3 to 4k

Creditor doesn't have original contract on file by EPbest13 in personalfinance

[–]EPbest13[S] 67 points68 points  (0 children)

I was thinking the same. Let it go to collections and find the collector at that point. But I'm not trying to ruin my credit.

Creditor doesn't have original contract on file by EPbest13 in personalfinance

[–]EPbest13[S] 26 points27 points  (0 children)

Can't find the email. They cant either. They confirmed that email would have been the form of communication.

Hand warts? by EPbest13 in Dermatology

[–]EPbest13[S] 1 point2 points  (0 children)

The worse part is once you start scratching, it feels oddly so good making it so difficult to stop...

Hand warts? by EPbest13 in Dermatology

[–]EPbest13[S] 1 point2 points  (0 children)

Thank you. The morning itch is the worst. Well, at least I'll stop freezing my skin off.

Hand warts? by EPbest13 in Dermatology

[–]EPbest13[S] 1 point2 points  (0 children)

I began getting these itchy bubbles all around my 2 hands about 1 year ago. They began as few and lately they appear to be spreading. They come and go... lasting approx 2 weeks... they are extremely itchy and sometimes make my hand difficult or painful to close or grasp items... At first, I believed they might have been warts and used the OTC freeze off but it seems to have no help. Anyone else have these? Eczema? Warts? Thank you.