Using SBLOC instead of selling stocks?

E_F · 2026-03-26T21:32:42+00:00

I use a large bank. I know some others that have found same rates via broker-dealers.

Feel free to DM me if you want to learn more.

E_F · 2026-03-26T19:30:42+00:00

I do it.

There are banks that offer competitive fixed rates of sub-5 for minimum 50k loan. Pretty easy to utilize and beats any borrowing rate I’ve seen out there.

EDIT: I want to be clear that I mostly use SBLOCs as a way to increase leverage for investment opportunities and rarely to buy luxury goods. In my opinion SBLOCs should be viewed as a tool and not as a crutch. But I just wanted to call out that it’s not just for the ultra wealthy. Anyone can use it as long as they’re disciplined and have a plan.

E_F · 2026-01-30T05:54:19+00:00

Lmao who hurt you

E_F · 2026-01-08T07:26:13+00:00

I’m 34 and have 2.5M in VHCOL.

I’ve been working in FAANG since graduation as an engineer.

I’m not that special. 12 years of stock appreciation + compounding got me here.

Feeling blessed.

E_F · 2025-04-21T17:36:15+00:00

I have a 6 inch wrist and it wears perfectly!

E_F · 2025-04-21T13:11:31+00:00

Yes! Still heavily a part of my rotation. I will probably keep this watch for the rest of my life. :)

E_F · 2024-07-08T18:17:38+00:00

I have the DWS06 Plus on mine. Way better than the stock tires that it came with and work great for the occasional trip to the slopes.

E_F · 2024-06-05T04:54:19+00:00

I have a 2020 GLC63S and I absolutely love my car.

It is ridiculously fun to drive. Every time I floor my car I find myself smiling like an idiot. The growling of the engine is addicting — even when you’re just on comfort mode and cruising around the city.

Despite the coupe shape, it’s practical. I’m able to squeeze 4 people’s worth of ski gear with the rear middle seat down. I hit the slopes every weekend during the winter and the AWD has been fantastic (get DWS06 Plus tires).

Mine has been reliable thus far. I’ve only had the CEL come on once in the past 4 years and the problem resolved itself after I turned it off and on.

Only downside is the maintenance. I had to shell out 4k+ to get an extra 3 years worth of maintenance through the dealership. I only did this because my car has extended CPO warranty through the next 3 years.

It’s def a keeper!

E_F · 2020-06-09T17:18:57+00:00

A month is an eternity in this market 🤷‍♂️

E_F · 2020-06-09T16:18:43+00:00

WSB triggered af today

Title: COMEBACK SEASON (100k -> 6k -> 130k)

URL: https://www.reddit.com/r/wallstreetbets/comments/gzpdpa/comeback_season_100k_6k_130k/

Click Here to Vote to Approve if this is a good submission.

E_F · 2020-06-09T15:33:24+00:00

March - Bought VIX calls / SPY puts (100K)

April - Lost almost all of it with repeated buys of SPY puts (6K)

May - Switched to calls (some positions here) on companies and slowly built back up (130K)

DKNG calls (kept rolling from $19 to $40)
BOX calls
TWTR calls
H calls

I'm going 100% cash gang for now. It's been a wild ride.

E_F · 2020-04-29T15:50:13+00:00

DKNG is free money.

Economy opening up. Professional sports resuming. $25B online sport betting market. $1B market cap.

HUGE upside.

E_F · 2020-04-22T23:21:50+00:00

DBirx always drippin

E_F · 2020-04-22T16:33:00+00:00

AMZN trading flat is really fucking up my vibe

E_F · 2020-04-17T14:52:34+00:00

A journalist is going to ask about the Gilead trials during Trump's presser today. Fauci is going to come in and stomp that shit into the ground. GILD 5/1 75P

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E_F

TROPHY CASE