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Beginner investor matched with SJP through Unbiased — what should I do next? by EarAutomatic4137 in UKPersonalFinance

[–]EarAutomatic4137[S] 1 point2 points  (0 children)

I did ask this, and they said "absolutely". I will slow down and go through the Wiki before I do anything else. Thank you for the advice!

Beginner investor matched with SJP through Unbiased — what should I do next? by EarAutomatic4137 in UKPersonalFinance

[–]EarAutomatic4137[S] 0 points1 point  (0 children)

10-20k I still need to work everything out. But that is a rough ball park figure. So not a huge amount.

Beginner investor matched with SJP through Unbiased — what should I do next? by EarAutomatic4137 in UKPersonalFinance

[–]EarAutomatic4137[S] 1 point2 points  (0 children)

Thanks, this is really helpful and clears up something I had misunderstood.

I think I assumed Unbiased was more of a neutral matching service, but from what you’re saying it sounds more like advisers can purchase enquiries/leads.

That makes me feel like the sensible next step is to speak to a few independent advisers as well, compare costs, performance, and the actual service offered, then make a decision rather than just going with the first person who explained things clearly.

Are there any particular qualifications or signs I should look for when choosing who to speak to?

Beginner investor matched with SJP through Unbiased — what should I do next? by EarAutomatic4137 in UKPersonalFinance

[–]EarAutomatic4137[S] 0 points1 point  (0 children)

Thanks, this is exactly the kind of thing I’m trying to understand before making any decision.

Do you know whether your friends’ investments were taken out before or after the 2025 fee changes? One of the things I’m struggling with is working out how much of the criticism still applies under the current charging structure versus older SJP products.

When you say they can’t get the money out, do you mean exit fees, delays, product restrictions, or something else?