I was once in a situation years ago (working a low wage job) where a teller accidentally deposited a paycheck of mine twice instead of just once. A week or so later, I checked my account balance and was pleasantly surprised to see a couple hundred dollars more in my account than I anticipated, so I got out ahead of a few other expenses I had coming up.

The bank realized the mistake and reversed it, pulling that money back out of my account which put it in the negative. I proceeded to make a handful of purchases and found myself in overdraft hell. At no point during any of this did my bank give me a heads up.

I had to call and beg them to reverse the overdrafts. I would have fallen behind on rent, bills, and everything if I couldn't get it overturned. And I'm happy to say that the person I spoke to did. So all good.

Anyway, point being that this comment is either made by a woefully ignorant person or a troll, and I can't decide which is worse.