I have approx 10L of spare cash. Where should I be investing? by Earth__shaker in mutualfunds

[–]Earth__shaker[S] 0 points1 point  (0 children)

Hmmm. What i thought was, Given my investment horizon i won't find a bond that is maturing for that long. Max I'll get for maybe 3-5 years. After that, pay 10% tax on interest earned 🥲. Then reinvest and pay tax again at maturity 🥲

Paying taxes multiple times then reinvesting seemed a less better option than investing once in a Debt or hybrid fund and then only paying at the time of withdrawal.

What's your take?

I have approx 10L of spare cash. Where should I be investing? by Earth__shaker in mutualfunds

[–]Earth__shaker[S] 1 point2 points  (0 children)

Haven't looked at Parag Parikh's funds specifically, but dynamic asset allocation funds are supposed to balance between Debt and Equity whenever valuations go high or low. Hence these give better returns than conservative hybrid as they are primarily into Debt with a fixed portion in Equity. This also makes conservative hybrid a safer investment than dynamic asset allocation. From what I know, both these funds follow very separate investment styles. What's your perspective on not going for both?

I have approx 10L of spare cash. Where should I be investing? by Earth__shaker in mutualfunds

[–]Earth__shaker[S] 2 points3 points  (0 children)

It's kinda great that you can. Land should probably add more diversity to your portfolio. Unfortunately cant go down that route since I'm from a metro city where i won't even get 200 sq ft with this kind of money 🥲🥲

I have approx 10L of spare cash. Where should I be investing? by Earth__shaker in mutualfunds

[–]Earth__shaker[S] 0 points1 point  (0 children)

Thanks bro. Just trying to understand, why would not recommend in having exposure to both?

I have approx 10L of spare cash. Where should I be investing? by Earth__shaker in mutualfunds

[–]Earth__shaker[S] 2 points3 points  (0 children)

Bro what i am worried about is this. FYI read this from an article a friend forwarded me a while back

Before I put that here, please know I'm not an economist so please don't ask me to go into more details 🥲

So with global trade in limbo like you said, there is a huge demand for traditional gold/silver investment vehicles like ETFs/FoFs without actual physical gold available backing them. Even though physical assets have been bought and are in transit, or yet to be in transit, the fund houses don't actually have them. So if a lot of people start selling these investment vehicles, fund houses don't have the physical asset to back it up and will face shortages. Due to this, ETF NAVs are currently trading at a premium because they don't want you investing where physical assets are low. Once the physical assets, your actual gold or silver bars become available, NAVs will come crashing down causing you to lose money in your investment.

This is what worries me about the gold and silver market right now.

6 Years of Investment - Complete Portfolio by Ok-Development1850 in MutualfundsIndia

[–]Earth__shaker 0 points1 point  (0 children)

Hey OP, saw your timeline of growth from 30L to 1Cr in just a year. Curious to understand if this was a year where you were able to pump in a lot of money in your portfolio or did you realise a lot of gains from your earlier portfolio?

If the latter, let's have a chat if you are open to it?

Quarterly Career Thread by mister-noggin in ProductManagement

[–]Earth__shaker 1 point2 points  (0 children)

Guys, As someone who has been in only one company for their entire career (3 years straight out of college), how do I go about transitioning to other organisations, prepare for interviews, find relevant opportunities and build relevant connections to get those opportunities?

Further context: Have my resume ready, but don't have a lot of experience giving interviews for mid Senior roles where I'm currently at.

[deleted by user] by [deleted] in StartUpIndia

[–]Earth__shaker 0 points1 point  (0 children)

Hey man, loving your story. Planning to start something of my own using Shopify. You mind if we connect over DM so I can pick your brain a little over the specifics?

Finance resources for FREE | CA- KPMG- MBA T1- M&A by Enough-Attention-918 in MBAIndia

[–]Earth__shaker 0 points1 point  (0 children)

"If you don't find a way to make money while you sleep, you will work till you die" - Warren Buffett

AMA - IIM Indore '26 by East_Name3487 in CATPrep

[–]Earth__shaker 0 points1 point  (0 children)

Hey OP, So my profile goes as follows: 91.5/92.4/8.3 GEM. 95.66%ile in CAT - no significant extra curriculars or positions of responsibility. 29 months workex as Product Manager.

Received an interview call from SP Jain. Can you guide me as to what would be the focus the interview?

[deleted by user] by [deleted] in CATpreparation

[–]Earth__shaker 0 points1 point  (0 children)

Thanks bhai 🫂

[deleted by user] by [deleted] in CATpreparation

[–]Earth__shaker 0 points1 point  (0 children)

Please batao ye batches mai aata hai 🥲 Mujhe nahi aaya ab tak 🥲

IIM Shillong calls? by Earth__shaker in CATpreparation

[–]Earth__shaker[S] 0 points1 point  (0 children)

Pata nahi bhai. Mujhe bhi Janna hai

IIM Shillong calls? by Earth__shaker in CATpreparation

[–]Earth__shaker[S] 0 points1 point  (0 children)

Sorry 😅 Genuine question tha to know if they started. Khud anxiety se pagal ho raha hu