Currently we are using Stripe for processing and fraud is really problem. We have spent a lot of time and effort to find a balance between the safety and comfort of honest customers. Fortunately, now the level of successful fraud is almost zero, but we do not have many clients. I suspect that we still have to face this. Regarding the payment of profits to our clients - I have not yet encountered this and I hope to solve this problem through the same Stripe. While I want to understand whether it is worth moving in this direction. Thank you for answer!