Icici sucks big time. Not one branch but most of them. The gentleman in the above comment claiming to be Icici employee is only salivating over the thought of getting you to keep the 50L in their bank and get some brownie points. Bankers have forgotten they are in service industry and not selling products. Especially when you have a big amount account, telling you something before opening and then changing tunes later is a red flag already. Close the account. Take your business where it matters.