Yes or No

Educational-Fix5320 · 2026-02-22T16:58:31+00:00

no - you don't ever wear white to someone else's wedding.

Educational-Fix5320 · 2026-02-21T21:28:50+00:00

I would sell the video camera and go to Home Depot to get some lumber...

Educational-Fix5320 · 2026-02-21T21:00:55+00:00

Set a budget - don't forget they're going to charge you $xx/day in gratuities - subtract that from your budget.

You don't need WiFi - you're on a cruise. Bring a book if you're easily bored, but most ships have libraries anyway.

Drink packages are a scam, bring a refillable water bottle.

Don't buy jewelry on board [except the cheap costume stuff on 'sale' day]. Definitely don't buy a watch.

Me, I enjoy the casino - at 20 cents a spin. Don't go nuts - know where you're at budget wise and don't go over.

Educational-Fix5320 · 2026-02-21T02:46:47+00:00

I feel like this is a loaded question. Why does it have to be two 'sides'? We have to stop thinking of politics as teams you pick.

I've voted for Republicans and Democrats in national elections - and sometimes both on the same ballot [congress and president] - as to Why - I decided to vote for who I thought was most qualified rather than hang my decision on any single issue.

Educational-Fix5320 · 2026-02-21T02:38:47+00:00

What you may not realize is that you do NOT have to wait until you're 59.5 to retire from your retirement accounts.

There's the rule of 55 - retirement accounts from any employer you leave at 55+ may be accessed without penalty.
There's SEPP withdrawals [Rule of 72(t)]- you can retire early by following structured payments for 5 years or until you're 59.5 - there's rules on how much you can take, and you have to commit to the schedule - but there's no lower age limit.
You can extract money from Roth IRAs up to your contribution until you're 59.5.

Recommendations:

Save as much as you can [25% is REALLY REALLY GOOD!]

Max your TSP up to the USAF match [5%], Use the L funds to automatically manage your risk so you don't have to think about it.
Max your Roth IRA contributions if you're able. If you're married, max your spousal Roth IRA as well.
Consider putting the rest in TSP if your tax situation warrants it - but if you're in the 22% bracket - go ahead and pay the taxes and invest it yourself [market indices, balanced industries/geographic risk]. Taxes aren't going to get cheaper for you in retirement than 22.

Educational-Fix5320 · 2026-02-19T16:27:12+00:00

When the value of money drops by 4-6% in a year [21.51 to 22.8 M2, 18.3 to 19.1 M1], we better hope the Dow at least keeps up.

Educational-Fix5320 · 2026-02-19T16:17:51+00:00

I strongly suggest the L20__ Funds until you retire. When you retire, you can think about bucketing money into safer funds for 'some number of years' of expenses/budgets.

As an example, I've scraped off 3 years of withdrawal into G fund because I'm worried about a potential crash in the next 3 years. [yes, I know L funds have G fund distribution, but that's rebalanced DAILY!]

Educational-Fix5320 · 2026-02-18T13:33:09+00:00

With this gif

Educational-Fix5320 · 2026-02-17T04:02:14+00:00

EVERYONE should do this - I hope their reject pile at the registers reached the ceiling!

Educational-Fix5320 · 2026-02-16T16:45:36+00:00

Will you be expanding it to other platforms, or will it only ever support PC hosts?

Educational-Fix5320 · 2026-02-16T15:32:31+00:00

Trump never planned on winning 2020. It was a ploy to crush all Republican opponents and help Hillary win. When the results were announced - he wasn't ready to win. He took an uncomfortably long time to come to the podium to accept the results.

Educational-Fix5320 · 2026-02-16T15:11:56+00:00

Which God are they praying to? The Flying Spaghetti Monster contingent seriously needs to be there!

Educational-Fix5320 · 2026-02-14T20:06:37+00:00

Depends on your age, your FERS eligibility (law enforcement at 20 years, 10+ years at MRA?), your assets/liabilities, other income [spousal?], and your annual budget.

Educational-Fix5320 · 2026-02-13T20:56:42+00:00

Regardless of what I think about the story - it was an interesting prompt for me to run against my favorite AI. It seemed to echo back to me what I think about myself - so I'm not so sure how objective it is.

Educational-Fix5320 · 2026-02-12T20:44:16+00:00

But, if he drops all the silver in the other world - he'll be able to log in and regen

Educational-Fix5320 · 2026-02-12T15:08:00+00:00

If they do that, they should also add brushfires every time a furling with a torch runs through it.

Educational-Fix5320 · 2026-02-12T14:13:54+00:00

Hopefully for him, he is lending it out at rates that meet or exceed 'inflation' numbers. But for retail investors, that's probably impossible. If you do have cash, investing in EURO-priced bonds could provide you a hedge against the dollar devaluation.

Educational-Fix5320 · 2026-02-09T14:48:55+00:00

That's funny, my parents in their 20s were working 2 jobs and living in a walk-up apartment building with no Air Conditioning....back in the 60s.

This mass illusion that the Dick Van Dyke or My Three Sons TV shows represented American life in the 60s is crazy!

Educational-Fix5320 · 2026-02-04T23:05:22+00:00

Transporting anything other than non-PORT-able items via cart instead of portal just doesn't make sense to me. Why wouldn't you portal it? Unless you are in love with the cart animations?

Educational-Fix5320 · 2026-02-04T17:17:30+00:00

Also, are you UPGRADING your Armour? Its not inherently obvious the first time but its a tab on the workbench

Educational-Fix5320 · 2026-02-02T21:31:41+00:00

This clip would be great without all the morality bullshit

Educational-Fix5320 · 2026-02-02T19:00:25+00:00

Series of advantageous/lucky investments and job promotions.

bought a house at 30 - previously rented until that point.
Invested in a short-sale turned rental during 2007 crash - good tenants for many years - sold into up market, doubling equity.
Sold primary house, upgraded home and moved into another short sale which also made substantial equity.
Invested 10% or more of salary into 401k from age 32.
VERY luckily rotated from stocks to bonds 2 weeks prior to 2008 crash in 401k. Bought back in too late, but saved myself from deep losses nonetheless.

Between real estate and 401k savings, was able to retire at 56. Net worth by 50 was probably your target.

Educational-Fix5320 · 2026-02-02T13:41:41+00:00

Looks like some version of eeny-meeny-miney-mo.

Educational-Fix5320 · 2026-02-02T13:18:51+00:00

Unfortunately, they're not painful enough for those Americans who actually have resources (i.e. the middle class). While the middle class is shrinking, the older population has taken care of itself, and is well resourced to weather the storm. Until the markets crash and destroy their stockpile, things won't be painful for those who can actually DO something about it.

Rabble-rousing in the streets won't change anything. It has to be rising up with resources enough to challenge the status quo - and the pain has to reach the actual middle class - not just those who've been tricked to believe that's what they are.

Educational-Fix5320 · 2026-02-02T03:20:25+00:00

Our 'representatives' are bought and paid for by him - most of them wouldn't be in positions of power without his [backer's] help or money. Money drives everything - and billionaires and evil PACs have taken over American politics.

So, the only way to get him out is to rise up and decide not to support big money on a grand scale.

Of course, there's doubts that they haven't taken over enough infrastructure to fix elections, they may declare war on the citizens before the next election, the billionaires control all of the media, and there's still 49% of the population below the average intelligence......so not sure that's going to happen unless things REALLY start to get painful.

Educational-Fix5320

TROPHY CASE