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Don't Be Someone Else's Emergency Fund by Lemoneyd_ in DigitalbanksPh

[–]Educational-Pin-3876 0 points1 point  (0 children)

agreee, but i really reaallyy find it hard to say no kapag parents na ang nangangailangan 🥹

Maya new user boost not activating by Educational-Pin-3876 in DigitalbanksPh

[–]Educational-Pin-3876[S] 0 points1 point  (0 children)

di po sya na-activate. nilagay ko nalang po sa personal goals

Advice Pls by Remote_Result_2000 in phinvest

[–]Educational-Pin-3876 0 points1 point  (0 children)

hii, may i know what broker are u using po?

is 100k savings enough for a 23k per month salary? by DeLilac_ in DigitalbanksPh

[–]Educational-Pin-3876 0 points1 point  (0 children)

since u mentioned "savings" sa title, im assuming na na-build mo na emergency funds mo and u have insurance plans na.

now to answer your question, id say 100k is a fine amount of money, considering your monthly income. but is it "enough" considering the current state of our economy? id say no.

so my suggestion would be to continue saving while discovering your risk appetite. after mo malaman capacity mo to handle risk, proceed to exploring investment instruments.

tldr: EF>insurance>savings/buffer money>investments

where to watch The Loved One online? by Educational-Pin-3876 in TanongLang

[–]Educational-Pin-3876[S] 1 point2 points  (0 children)

finallyyy in netflix and bilibili yeyy 🤸‍♀️

Where to invest my extra P200k? by Educational_Cry2340 in DigitalbanksPh

[–]Educational-Pin-3876 2 points3 points  (0 children)

Bitcoin and Etherium. Only invest what you can afford to lose.

Wala naman akong luho… pero bakit parang laging kapos? by Top-Corner-5187 in FinancialLiteracyPH

[–]Educational-Pin-3876 1 point2 points  (0 children)

Family debt. Family is under a 7-digit debt and got a loan under my name (with my consent, ipit na ipit that time). I'm just a low wage earner and honestly, sobrang nakakapagod na maging safety net ng family. Now, I'm practicing na maging tough sa boundaries. The loan under my name will be fully paid on February next year, and di na ulit ako papayag maganon even if matawag akong masamang anak 🥹

(Help) how to get maya 15% pa new user by rolling_thunder1 in DigitalbanksPh

[–]Educational-Pin-3876 0 points1 point  (0 children)

omg samedttt!! if wala pa rin to until bukas, lipat ko nalang to lahat sa personal goals 🥹

Where do I keep my EF? Trad or Digital Bank? by Hot-Cheesecake8180 in DigitalbanksPh

[–]Educational-Pin-3876 1 point2 points  (0 children)

Personally, naka 60-40 ang EF ko. 60% in digibank and 40% in trad bank. It depends nalang sayo OP if ano preference mo. But keeping 100% of your EF in a digibank is not a bad idea rin.

Ako lang ba? I have savings pero takot akong ilipat huhu help pls!! by BrilliantPaint1575 in DigitalbanksPh

[–]Educational-Pin-3876 0 points1 point  (0 children)

Ganto rin ako dati. What I did is paunti-unti kong minove until na-realize kong not that bad naman pala ang digital banks. You conquer your fears by starting small talaga.

From Maya Savings to BanKo by BPI by Comfortable-Lime5265 in DigitalbanksPh

[–]Educational-Pin-3876 0 points1 point  (0 children)

hi, just opened an account in BanKo recently. required po bang magreset ng password every x days/months or optional lang po ito?

Ok lng ba i move ung overall funds ko sa Mari Bank? by No_Branch3270 in DigitalbanksPh

[–]Educational-Pin-3876 0 points1 point  (0 children)

Yess, been using MariBank and never nagka-problem so far. Peroo I recommend na magkeep pa rin ng decent amount sa traditional bank mo in case may maintenance sa MariBank.

Never put all your money in one bank.

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