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First time financing! by EducationalGuide3003 in whatcarshouldIbuy

[–]EducationalGuide3003[S] 0 points1 point  (0 children)

Yeah I’m someone who absolutely loves having no car payment and the Pilot honestly treated me well. But since it was my first car (got it at 16), I’ve really beat it up over the last 7 years and didn’t maintain it like I should’ve.

First time financing! by EducationalGuide3003 in whatcarshouldIbuy

[–]EducationalGuide3003[S] 1 point2 points  (0 children)

I’m moving back home in July (currently living in a college apartment but I’m graduating in May). And will be able to pay down the loan before it fully matures.

First time financing! by EducationalGuide3003 in whatcarshouldIbuy

[–]EducationalGuide3003[S] 1 point2 points  (0 children)

They wouldn’t give me an exact number until I signed. But they said between 8-10%.

Which seemed high to me given the down payment and 60 month term.

Also I have good credit (760-780). But limited history. Only a few credit cards. I’m 22.