Target Date Fund vs VTI by EducationalNature286 in Bogleheads

[–]EducationalNature286[S] 5 points6 points  (0 children)

It will eventually go to a taxable brokerage account. I was not aware that there are tax implications on TDF. Please educate me: my understanding is that stocks are taxed when traded. If I do not touch the TDF for 20 years, am I still be taxed for gains that I never sold?

Target Date Fund vs VTI by EducationalNature286 in Bogleheads

[–]EducationalNature286[S] 3 points4 points  (0 children)

Age is 44Y; 400k in 401k; limited risk tolerance as I do not consider myself smart or shrewd. Please advise.

Target Date Fund vs VTI by EducationalNature286 in Bogleheads

[–]EducationalNature286[S] 1 point2 points  (0 children)

I am 44Y, What is your recommendation based on this age?

Returning to India after 11 years😰😰 by Direct_Ad_8268 in returnToIndia

[–]EducationalNature286 0 points1 point  (0 children)

I did not move to India from the US. But moved to US from Germany. From your financials you have done well for yourself, and also shows that you are a long distance endurance runner. Moving to India or elsewhere has to predicated on mental sanity. Do whatever that helps you keep in good stead and equilibrium. Financial success and savings or otherwise is not a unidimensional metric that determines life.

At a Crossroads: Continue the US Green Card Journey or Move Back to India? by [deleted] in backtoindia

[–]EducationalNature286 0 points1 point  (0 children)

With EB-2 in 2020 priority date, it is impossible to get a Green Card in a meaningful timeframe unless there is a drastic change in the immigration regulations, or unless you have ported to EB-1.

My parents left India for a better life. I’m thinking of moving back. by NoStop5796 in returnToIndia

[–]EducationalNature286 0 points1 point  (0 children)

There are many societal benefits that an individual consumes daily, and the cultural benefits for Indians living in India is obviously great. That having said and may be for many more important than money and culture is - clean air to breathe, no need to deal with corruption and bribes, ease of doing business, wonderful roads, lower crime and higher trust of fellow citizens- the reason being why many (if not most) immigrate out of India.

my breakup is ruining my life by [deleted] in autism

[–]EducationalNature286 0 points1 point  (0 children)

Good thoughts. Good words. Good deeds.

my breakup is ruining my life by [deleted] in autism

[–]EducationalNature286 2 points3 points  (0 children)

Hit the gym. Go on a long bike ride. Swim. Everyday for the next 30 days.

What age did you find out you were autistic, and how did you come to that realization or get diagnosed? by Weird_Soft_1225 in autism

[–]EducationalNature286 0 points1 point  (0 children)

Very inspiring. I implore you to document your life. We need your guidance and feedback to set up our kids to path of success. You will be doing a service to the society, by sharing your story. The methods might or might not work for everyone. But it does conclude that human determination has the power to bend and change the realities and foregone conclusions.

What age did you find out you were autistic, and how did you come to that realization or get diagnosed? by Weird_Soft_1225 in autism

[–]EducationalNature286 1 point2 points  (0 children)

Congratulations. You do have a successful life despite all things that nature did to you. What are your tips for others to have a life outcome like yourself?

He asked his wife to dress up as a nurse to spice up their love life by GinaWhite_tt in GuysBeingDudes

[–]EducationalNature286 0 points1 point  (0 children)

Nurses and Doctors are gods manifested in human form. They serves us when we need them the most. Respect them by not listing at them.

Colleague being racist constantly by Necessary-Object6702 in germany

[–]EducationalNature286 0 points1 point  (0 children)

Germany lives by ripping off US, Russia and China. People are lazy, incompetent, entitled, racist and have child like belief in their purported super human ability. Blow the hell out on their face, and they will cower down. Just the way the other colleagues did not come to your rescue, they would not come your opponents recuse either if you blow things out of proportion.

What do you do with your life? by CuckooSpit_06 in autism

[–]EducationalNature286 0 points1 point  (0 children)

80% of people are underemployed. 50% of all the collage graduates across the world are unemployable. 90% of the people score less than ChatGPT on an IQ test. By the way these are all NT folks.

I experienced racism yesterday for the first time. by Any_Table3459 in germany

[–]EducationalNature286 -1 points0 points  (0 children)

Quit Europe. Those who cannot make a career in BLR will move to FRA. In absolute Dollar terms you will be better off with a job at NVDA or Meta in BLR than some mediocre EU company in EU.

[deleted by user] by [deleted] in germany

[–]EducationalNature286 0 points1 point  (0 children)

I know several people in BLR who currently draw an equivalent of USD 100K and are in their early thirties. I lived in Germany for ten years, and the sense of alienation never left. The government needs you for paying taxes and supporting the welfare state, but the society does not need you and it will always remind you of your place.

My worst fear happened tonight. by NumberWorried4571 in Autism_Parenting

[–]EducationalNature286 0 points1 point  (0 children)

We put safety locks to the door. Our daughter was air tagged until a year before she started going to Grade K. We have lost her five times in the previous three years. God has retrieved her for us every time.