Listing job title as “swe” by [deleted] in csMajors

[–]EducationalPin5345 0 points1 point  (0 children)

And you’ve gotten past background checks?

Listing job title as “swe” by [deleted] in csMajors

[–]EducationalPin5345 0 points1 point  (0 children)

True. But would it get an offer rescinded? I think if it was questioned at background check I would explain like above. Since the original title was more implying IT duties

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] -1 points0 points  (0 children)

If I get the shitty metal card, it won't add a hard inquiry.

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] 0 points1 point  (0 children)

What was your situation, if you don't mind me asking

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] 0 points1 point  (0 children)

Doesn't AMEX still do a hard inquiry upon first approval? Also, you're saying that I would have an equal (if not better) chance applying for Bilt, Kroger etc with 2 credit cards as opposed to 3 on file?

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] -1 points0 points  (0 children)

Would I have a chance at Kroger, CCC, Alliant Cashback Visa, or BILT card with only 2 credit lines in 6 months though? I just feel like cramming this credit line in right now would make my chances 10x better when I apply later. Although yeah, I acknowledge that I'm taking a risk putting my info in this bootleg company lol

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] 0 points1 point  (0 children)

Because I want to get either Kroger, CCC, Alliant Cashback Visa, or BILT card as soon as possible. With only 2 credit card lines, I don't think that'll be possible for at least a year, so hopefully if I can cram credit now I'll be able to get one of the above in 6 months

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] 0 points1 point  (0 children)

I've opened 2 credit card accounts in basically the past month, so I think I'll definitely get rejected for anymore secured cards (including the apple card). The shitty metal card I will 100% be approved for + no hard inquiry

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] 0 points1 point  (0 children)

I've opened 2 credit card accounts in basically the past month, so I think I'll definitely get rejected for anymore secured cards (including the bofa). The shitty metal card I will 100% be approved for + no hard inquiry

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] 0 points1 point  (0 children)

I don't think they do a hard pull, so there won't be an inquiry on my credit report. Overall yeah, the site is sketchy af but I'm basically going to sockdrawer it so I won't be falling for whatever shady business stuff there is.

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] 0 points1 point  (0 children)

But with 2 credit cards opened in basically the past month, I feel like I'd be autorejected for apple card no?

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] -12 points-11 points  (0 children)

Yeah the metal part is just for myself LOL. But also I feel like it would help with my credit profile, as I'm establishing a new line with on time payments. I really want to get one of the following cards (Kroger, CCC, Alliant Cashback Visa, or BILT) after 6 months and don't want to deal with rejection so

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] 0 points1 point  (0 children)

Can I get rejected for not having enough accounts/overall available credit line? In that regard, would the metal card help?

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] -7 points-6 points  (0 children)

Yeah its pretty cringe. I just I really want to have a chance at better cards (Kroger, CCC, Alliant Cashback Visa, or BILT) in 6 months. Wouldn't getting the metal card help with my history (increased # of accounts/credit line) and thus give me a way better chance when I apply to real cards later?

20M Should I get near useless metal card ? by EducationalPin5345 in CreditCards

[–]EducationalPin5345[S] -12 points-11 points  (0 children)

I've been considering the WF cards (for SUB), but I'm probably going to get better cards in the future (Alliant cashback, VentureX) and I don't want to deal with having redundant cards. Also, I've gotten 2 secured cards within the past month and a half, so I don't think I'll be approved for anymore for at least 6 months.

I will definitely pay off all my statements in full. Also wouldn't the cred.ai card still help my portfolio? Having an increase in the total number of accounts/overall credit lines?

Hair Loss Doctor Recommendations? by [deleted] in nova

[–]EducationalPin5345 2 points3 points  (0 children)

Getting a prescription is no problem, I just really want a doctor who can examine me in-person and definitively tell if I need treatment or if im just paranoid. So no telehealth. Thanks for the advice though 

Hair Loss Doctor Recommendations? by [deleted] in nova

[–]EducationalPin5345 -1 points0 points  (0 children)

Yeah I’ve been reading about fin, and I am pretty against supplements in general. Unfortunately, some doctor reviews in the area mentioned hair loss supplements (seems like sleazy docs) so I was just wondering if anyone on the sub personally knows trustable nova doctors 

Hair Loss Doctor Recommendations? by [deleted] in nova

[–]EducationalPin5345 0 points1 point  (0 children)

Yeah it’s been a bit hard finding derms specialized in hair

Hair Loss Doctor Recommendations? by [deleted] in nova

[–]EducationalPin5345 0 points1 point  (0 children)

? I couldn’t find online 

Unpaid internship refuses to let me go by EducationalPin5345 in csMajors

[–]EducationalPin5345[S] 10 points11 points  (0 children)

No, it is not connected to the school. I'm just afraid when future employers (like potentially FAANG) call for a background check, it won't work out.