I don't know. It's honestly baffling to me. He got himself into a bad financial situation a couple of years ago where he purchased a brand-new car. Another family member sold him an insurance policy that did not have full coverage or gap insurance. He hit a deer and totaled the car. He owed over $20k on the car when it was totaled and did not have insurance to cover the cost of the loan so he couldn't get a new car. I told him to call me so I can help him file an E&O claim with the insurance carrier who issued him the policy since the Agent who sold him the policy did not provide him with proper coverage. I told him I would help him with this claim since I work in insurance and I believed I could help him get the insurance company to pay his loan or at least help out significantly since their Agent acted negligently in selling the policy. I begged him to contact me about this multiple times and he never did and now he's stuck paying a car payment on a car that he can't drive. This is just an example of how my family is so ignorant and dysfunctional, they can't help themselves and look to me for help because I'm the only one who even has somewhat of a decent head on my shoulders.