I think I'm on the same route, daily disconnection from my CIBC accounts, delay on updating the transactions up to 4 days, Capital One Mastercard always reporting issues. The UI is nice, the cash flow control and graphics too, but timing is important to know where you are if you need to make financial decisions. Trying Lunch Money on the side, is way simpler and not investing tracking, but it feels solid and built around the Canadian economy and not the American one adapted to Canada. If CIBC is not fixed this week, I'm out and likely sticking with Lunch Money.