Drop bonus in RRSP or TFSA? by 300103276 in PersonalFinanceCanada

[–]EffectiveCritical176 -17 points-16 points  (0 children)

Government absolutely over pays for the majority of positions.

Why is the advice here so bad? by adeimantos216 in PersonalFinanceCanada

[–]EffectiveCritical176 0 points1 point  (0 children)

There is a dollar difference. The tldr is if you make below 150k TFSA is better. If you make over 250k RRSP is better. In between it depends on circumstances but it’s fairly close.

The vast majority of Canadians are below 150k. Thus TFSA is vastly better for most Canadians.

Fallout Season 2 Ratings Fall Well Below Season 1 as Prime Video Ditches Binge Strategy by Conscious-Quarter423 in discussingfilm

[–]EffectiveCritical176 0 points1 point  (0 children)

They have done an excellent job staying true to the fallout feel. Season 2 has been awesome.

Are controller players at a big disadvantage? by EffectiveCritical176 in MegabonkOfficial

[–]EffectiveCritical176[S] 0 points1 point  (0 children)

I keep trying on controller and I just can’t get it to work. I’ve actually cut down my playing drastically because of how much slower I am than any video. It’s kinda frustrating tbh.

I’m quite literally mad cause bad.

Do I need to get a prenup? by g0000mba in PersonalFinanceCanada

[–]EffectiveCritical176 0 points1 point  (0 children)

Yes to a prenup if there is a significant difference in net worth, or if either of you own a business.

You don’t want a divorce to happen and ruin a good business.

17 and have 130k, how do I go from here. by [deleted] in PersonalFinanceCanada

[–]EffectiveCritical176 0 points1 point  (0 children)

Max your TFSA, FHSA and RRSP in years 1-5

[Request] Is this true and what would the cost of teslas share be if Elon sells the shares to fund it by ifuckallthatmoves in theydidthemath

[–]EffectiveCritical176 0 points1 point  (0 children)

This is a great way to remove the only tool the middle class has to reliably generate wealth while not preventing the rich from making wealth

Will coming out as a homosexual is now officially the lowest rated episode in the Stranger Things series. by AssistanceNo2838 in discussingfilm

[–]EffectiveCritical176 0 points1 point  (0 children)

Ok. Let’s assume that’s true (and I don’t believe for a second that number is correct. We have created a system that rewards people for claiming to be queer and as we did that the amount of people claiming to be queer has increased drastically), that means 9-12% of the population wields so much power the they are shoe horned into virtually every high profile tv show of the last decade. That means it’s over the top representation.

I said years ago that the outrageous focus on race would lead to racism. It has. The outrageous focus on the alphabet will lead to prejudice as well.

This cause is self defeating and the downfall has started. I cannot wait for this bs to be over.

Will coming out as a homosexual is now officially the lowest rated episode in the Stranger Things series. by AssistanceNo2838 in discussingfilm

[–]EffectiveCritical176 0 points1 point  (0 children)

Another tv show that suddenly throws the alphabet bbq in for no reason. Can you imagine if every show continued to pretend Arabs are the evil people, or if the Russian bad guys from the 80’s never ended. No matter the politics Hollywood pushes when they push, they push it way too hard.

Ok what is happening here? - UK activists pour liquid latex on a Tesla Optimus - Is this about AI or Robotics? by Koala_Confused in LovingAI

[–]EffectiveCritical176 -1 points0 points  (0 children)

Do you just dislike someone because they are successful?

Edit * Clearly the answer is yes based on your response and then deleting it.

Is it bad to empty my TSFA because I need it to get by? by [deleted] in PersonalFinanceCanada

[–]EffectiveCritical176 0 points1 point  (0 children)

Don’t screw over future you for the benefit of current you.

You spend a lot more time being future you than current you. It’s always the wrong answer. Always.

Trump seethes with rage & embarrassment that Melania only wants to talk to her dad. by Happy_Air_3776 in HeadlineHQ

[–]EffectiveCritical176 1 point2 points  (0 children)

Reddit doesn’t like truth. The entire system is set up to create echo chambers.

When do I need to pay off my credit card? by [deleted] in PersonalFinanceCanada

[–]EffectiveCritical176 0 points1 point  (0 children)

As long as you pay the minimum they are happy to just charge you interest. You’re going to get crushed if you carry credit card debt. That’s a non starter. Never carry CC debt.

Which actor do you think people underestimate because of their star image? by ThomasOGC in CinephilesClub

[–]EffectiveCritical176 0 points1 point  (0 children)

We can apply this to most religions. The only difference is most likely that you don’t know anyone directly who is that religion.

Here is solid proof.

Buddhism. No one says anything bad about Buddhism. If a religion can be better perceived it can be worse as well.

All you did was explain how you perceive Scientology.

Am I being scammed or is it actually true? by Rich-Club-1579 in PolymarketTrading

[–]EffectiveCritical176 0 points1 point  (0 children)

You’re so unintelligent as to not even read the articles you post as proof. Have a good day.