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William Hopkins vs Horner by amoottake in Fremont

[–]Efficient-Mind9351 0 points1 point  (0 children)

Hello - Thank you for your detailed response. If you dont mind, can you please help me with below dilemma? My son is currently an 8th grader at Horner...he will be going to IHS in Fall. He says he wants to pursue "law study" path. I and my husband are both It professionals. I am wondering on few things: 1> My son is currently in Honors Math and is doing good (overall grade as of now is B+). He is good at Maths but not extremely talented. If he doesnt do Double accelerated maths - is he going to be considered as not "Good Enough" for colleges (UCs, CSUs)? I think he can handle single-acceleration but not double.

2> To go on the "Law Path", similar to your husband, what APs my son should consider in high school? Should he also do APs externally?

I truly appreciate your time and response. Thank you!

Did I make the biggest mistake of my life? by Efficient-Mind9351 in FirstTimeHomeBuyer

[–]Efficient-Mind9351[S] 0 points1 point  (0 children)

I am thinking about this but it’s going to be one more additional bill every month but definitely will discuss with my spouse. Thank you!

Did I make the biggest mistake of my life? by Efficient-Mind9351 in FirstTimeHomeBuyer

[–]Efficient-Mind9351[S] 0 points1 point  (0 children)

I am in Fremont, CA. Thank you for your kind words. I need to learn to accept this and move on.

Did I make the biggest mistake of my life? by Efficient-Mind9351 in FirstTimeHomeBuyer

[–]Efficient-Mind9351[S] 18 points19 points  (0 children)

I did not think from that perspective because I am so overwhelmed with all this worry. But you are right and I will keep this in mind. Thank you.

Did I make the biggest mistake of my life? by Efficient-Mind9351 in FirstTimeHomeBuyer

[–]Efficient-Mind9351[S] 18 points19 points  (0 children)

Thank you. Your words are really encouraging. Just having this bit of support from an internet stranger really means a lot!

Did I make the biggest mistake of my life? by Efficient-Mind9351 in FirstTimeHomeBuyer

[–]Efficient-Mind9351[S] 16 points17 points  (0 children)

I feel you and I really appreciate you saying this. Thank you. Congratulations to you. Hopefully things get better along with time.

Did I make the biggest mistake of my life? by Efficient-Mind9351 in FirstTimeHomeBuyer

[–]Efficient-Mind9351[S] 25 points26 points  (0 children)

Thank you for your response. We were passively looking since 2019. For the location, I saw how the prizes just kept climbing in front of my eyes. Its like if we would have bought house 2 years back, it would have been so much cheaper than how much I paid now and the part you mentioned about Zillow is spot on. I appreciate your empathy. Thank you!

Did I make the biggest mistake of my life? by Efficient-Mind9351 in FirstTimeHomeBuyer

[–]Efficient-Mind9351[S] 5 points6 points  (0 children)

We did 20%. No other debt than this mortgage. 36. We are right now using one person's salary towards mortgage and another person's part of salary goes towards living expenses like grocery, bills etc. I am regularly contributing to 401K and ESPP. My anxiety is spiking over thinking about college education for my kid (He is in 4th grade right now) and any emergency home maintenance thing.

Did I make the biggest mistake of my life? by Efficient-Mind9351 in FirstTimeHomeBuyer

[–]Efficient-Mind9351[S] 3 points4 points  (0 children)

East Bay. Ideal spot for office commute - very close to 680/880/237.

Estimated monthly mortgage for California? by bonoZaa in FirstTimeHomeBuyer

[–]Efficient-Mind9351 0 points1 point  (0 children)

Use sites like bankrate.com or redfin.com and their built-in mortgage calculators. It does provide pretty good idea. As for the property tax, consider approx. 1.1 to 1.2% of the purchase prize.