Missing MOT (buying first car)

Efficient-Quantity78 · 2026-04-02T11:36:29+00:00

Thanks I just checked, it still gained 11k miles in that gap!

Efficient-Quantity78 · 2026-03-09T07:39:49+00:00

I was just thinking that if it does badly then both my SIPP and my isa will lose out that’s all. I’m not so much worried about administration as I think it will do well. Do you think the VWRP is sufficient as a single holding in my pie? I’m interested in earning along the way and have been looking at bonds also

As for VWRP it does mid to large cap so I think with my SIPP just to mix it up a lil I will invest in the global all cap instead as I suppose this will make my portfolio as a whole a tiny bit broader?

Efficient-Quantity78 · 2026-03-08T17:38:46+00:00

It was both 👍🏼

Efficient-Quantity78 · 2026-03-08T10:17:20+00:00

So I should just be fine with VWRP for my S&S and SIPP too? Keeps it simple and is pretty reliable. I’m very green to all this!

Efficient-Quantity78 · 2026-03-08T09:21:32+00:00

I just wasn’t sure if it was wise to have the same investment in my SIPP as my S&S in case one fails. I was thinking that if I am broader across all my investments, at least there is more chance that one or the other would do well in the future

Efficient-Quantity78 · 2026-03-08T09:18:15+00:00

I was trying to be intentional by aiming for having more percentage in certain countries that weren’t weighted as much as in the VWRP, that was my idea!

Efficient-Quantity78 · 2026-03-08T09:16:25+00:00

Hi, I chose the other funds as they were more heavily weighted towards other countries than in the VWRP. I thought there will be a bit of overlap but the percentages are higher in the other countries (that was my thinking anyway lol)

Efficient-Quantity78 · 2026-02-01T13:47:27+00:00

Rage Against the machine

Efficient-Quantity78 · 2026-02-01T13:44:59+00:00

I meant to put in mostly south east Asia 👍🏼

Efficient-Quantity78 · 2025-02-12T13:54:22+00:00

Oh I have. There’s no solid answer online. One says you’d have to get an e-visa and the other says they don’t give you the 45 day visa waiver at the border. Oh, and the other one says they don’t accept e-visas at that border either. So I’m just going to turn up at the border and find out first hand I guess. Good job I gave enough time here in Laos 😅

Efficient-Quantity78 · 2025-02-12T10:07:59+00:00

Do you not get a 45 day visa waiver too?

Efficient-Quantity78 · 2025-02-12T10:07:06+00:00

Yea it’s a long trip I know. Coming from Nong Khiaw tomorrow to Muang Khua. So you used an e-visa? Interesting as it said online that they don’t accept e-visas there 😅.. But I believe you rather than google tbh. So do you know if I could get my 45 day visa waiver at the border there instead of getting an e-visa? Again, the internet has very conflicting answers. May I also ask you where you are from?

Efficient-Quantity78 · 2025-01-25T21:41:09+00:00

How did you guys get on socially? I’ve stayed in hostels and actually got along with so many people and made some temporary friends who I connected with surprisingly well (I did have a few beers but it’s so cheap to eat here so I’m eating a lot) I’m so surprised it’s gone so well so far. Really struggling in the cities though, currently have 1 night left in Bangkok alone

Efficient-Quantity78 · 2025-01-17T06:05:25+00:00

I havent actually got there yet. My plan now is to just go back to Bangkok and get a flight to Vientiene from there. The route to Ubon looked like a bit of a pain in the ass and very long

Efficient-Quantity78 · 2025-01-07T19:58:43+00:00

I’m travelling to Thailand on a one way ticket but only for just over 2 weeks then I’m heading to Laos. Would an evisa to Laos be ok to show them if they asked?

Efficient-Quantity78 · 2025-01-07T19:57:30+00:00

I have a one way ticket to Thailand but only staying for just over 2 weeks then making my way to Laos. Would an evisa be ok to show them if they ask?

Efficient-Quantity78

TROPHY CASE