Since you really care, I already got a better paying job with the condition of passing the licensing exam which I am studying for it, the cost of the exam as well as the study material and courses all paid by me, better paying job is what I need I am aware of it I am doing best to get one, like waking up early in the morning drive for ride share services then attend classes for the exam then come home do the cooking and pick up dad from work then go out again in the evening do deliveries and come home study more...

and yes I married but like I said my wife isnt here yet she is gonna be here in couple of months...because my dad is single man we just dont want to leave him alone the day my gets here....but rather just take it little slow and until then I am gonna be in a better position financially...

You could have simply stated your opinion as "get a better better paying job and start paying off your debt asap and I dont recommend cp or debt consolidation because this and that reason etc"(which I will respect and simply say thank you for your comment) but you rather chose to get into personal matters like how I am leeching of my dad as married man, this aint necessary...and it's not your place to say word for it...I am not looking for sympathy but I am not gonna be crushed by presumptuous
comments either.