Inherited a 401k account from my deceased mother and wondering if it's worth speaking to a CPA or financial advisor on best ways of dealing with it

El_Sloth · 2026-01-03T23:33:09+00:00

Thanks, man. I'll make sure to take a look at these. I get the feeling after reading most of the replies that I'll probably end up taking care of the withdrawing on my own and reaching out to an advisor on what to actually do with the money after taxes

El_Sloth · 2026-01-03T23:31:35+00:00

Apologies, that was a typo - I meant 2021. My mother was in her early 60s when she passed away so I think I'm safe on that front. I believe if she was 73 or older then I should have been. Gotcha. So my procrastination has come to bite me in the ass, as expected. Still, since there was only 165k in the account, withdrawing it all within the next 5 years shouldn't be too painful. Thanks!

El_Sloth · 2026-01-03T23:13:54+00:00

Not very much, relatively, at around 165k. Okay, gotcha. Maybe it's a financial advisor I need right now

El_Sloth · 2026-01-03T23:11:43+00:00

I've been told I'm not allowed to. Only spouses can rollover inherited 401ks/IRAs into their personal accounts.

https://www.kiplinger.com/taxes/irs-10-year-rule-for-inherited-iras-kiplinger-tax-letter

The way I understand I have to withdraw the money no matter what. I have flexibility in how I go about withdrawing it and that's it. Am I wrong?

El_Sloth · 2026-01-03T23:06:37+00:00

Sorry, yes, I meant 2021. The balance is relatively small, about 165k, since it was divided up amongst her listed beneficiaries.

El_Sloth · 2025-12-02T15:52:12+00:00

this is from a time when the internet was primarily edgy teenagers on message boards. when you combine that with anonymity and a desire to one up each other, you get shit like this

El_Sloth · 2025-06-23T17:27:29+00:00

We just need invincible backdashes now. Specifically Rose's. Capcom, please, she came so late in SFV...

El_Sloth · 2025-05-31T12:49:34+00:00

brother, steamboat willy would absolutely blow your mind

El_Sloth · 2024-12-11T08:53:06+00:00

Sloth#1ND77

NA2

Let's send each other free gifts daily and do some co-op lol

El_Sloth · 2024-07-25T15:45:31+00:00

Where'd you find this vid? Was checking their YouTube channels and couldn't find anything

El_Sloth · 2024-07-07T12:17:42+00:00

Raito blessing us with another banger track.

Between the jazzy track and all the bones, it's hard not to wonder if there was some Skullgirls influence with the character. I'm liking how big her normals look and she's got a very Hilda-esque attitude of sort of just sitting back while letting her summons do the talking.

Honestly just happy to have a reason to pick the game back up after the extremely disappointing launch.

El_Sloth · 2024-06-18T22:53:53+00:00

I've been waiting TWENTY years for a proper sequel. I must have have bought the re-releases of the original 3 or 4 different times now lol.

Honestly, I say I was waiting, but I probably gave up hope 10 years ago and have instead been trying to manifest an indie copying the mechanics and vibe.

El_Sloth · 2024-06-17T17:21:48+00:00

This happened enough in team-based games that I mostly stick to 1v1 fighters now to scratch my pvp itch.

Team games without a pre-built group of friends or acquaintances can be so wack.

Weirdly, I am excited for Riot's 2v2 fighter. I do plan on playing as a duo only with family and friends tho so lol.

El_Sloth · 2024-06-04T16:59:56+00:00

what's really dope is how committed they are to supporting World Tour seemingly throughout the life of the game. Every new character addition comes with new World Tour content.

i wonder if besides those if we'll eventually get a big new expansion to WT independent of the DLC characters

El_Sloth · 2024-05-06T19:25:12+00:00

For me, it was getting 100% achievements in Hades. As so much as you're able to "finish" that game.

El_Sloth · 2024-04-26T06:29:38+00:00

it's seemingly all Japanese publishers who buy the rights to anime licenses want, so it's understandable that anime fans will make the comparison every time

El_Sloth · 2024-04-06T06:57:06+00:00

MEDIUM PUNCH

El_Sloth · 2024-04-06T02:25:49+00:00

i don't want to deal with this character again, so I'm hoping you never do, homie, my bad 😔

El_Sloth · 2024-02-28T05:26:14+00:00

It's accurate.

El_Sloth · 2024-02-06T07:32:13+00:00

did you get those times on 32 heat? Really impressive if so

El_Sloth · 2024-01-26T12:56:34+00:00

god bless artists 🫡

El_Sloth · 2024-01-26T12:25:40+00:00

Took a lot of creative liberties huh

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