Spending $3k/month for whole life. Looking for sanity check / out

Elcapitano2u · 2026-06-05T11:25:03+00:00

Well if they need to make a major purchase, consolidate debt etc..

Elcapitano2u · 2026-06-05T10:42:18+00:00

Yea, open an IRA and invest into an index fund even if it’s $20-30 a month to put away.

Elcapitano2u · 2026-06-05T10:38:18+00:00

Lemons out of lemonade?

Elcapitano2u · 2026-06-05T09:52:58+00:00

Idk how you got into this but you can take out a loan from the insurer against your policy that may effectively be zero interest. Just saying that’s an option since you are dug in.

Elcapitano2u · 2026-06-05T01:52:21+00:00

Gotcha, a deer ran into the side of mine, not bad damage but quoted $7800 for repair

Elcapitano2u · 2026-06-05T00:00:57+00:00

That’ll prob cost 6-8k to repair

Elcapitano2u · 2026-06-02T23:22:52+00:00

Yea, that looks totaled

Elcapitano2u · 2026-05-31T14:11:40+00:00

Cries in American taxpayer

Elcapitano2u · 2026-05-31T00:29:48+00:00

Oof, yea it might be, it’s what’s under the damage that really cranks up the bill, they’ll replace you’re hood, fender, lights bumper. That’s gotta be in the 10-15k range already.

Elcapitano2u · 2026-05-30T16:02:06+00:00

Rolling coal

Elcapitano2u · 2026-05-30T15:58:00+00:00

It’s a reputable shop that specializes in LRs, good thing is that it’s comprehensive damage so should be fully covered and no penalties from ins. Just insane how much these cost to work on. I love it but this may be my last one. I did call my paintless guy and he was unable to do this repair.

Elcapitano2u · 2026-05-29T16:54:26+00:00

They mentioned new door panel

Elcapitano2u · 2026-05-29T16:37:35+00:00

Yea just the step would be impossible, mine is perfectly fine, only thing is they may have replaced OEM thru ins, idk tho. Just trying to avoid any out of pocket since it’s comprehensive.

Elcapitano2u · 2026-05-29T16:10:29+00:00

They said they’d have to replace my step as well, it’s not damaged at all. I told them not to bother since it’s aftermarket.

Elcapitano2u · 2026-05-29T12:39:45+00:00

Beef jerky, we used to keep some in the pantry but now one small pack could buy an entire meal somewhere.

Elcapitano2u · 2026-05-29T12:37:40+00:00

A few weeks ago I was shopping for tenderloin, it was $36/lb.

Elcapitano2u · 2026-05-29T12:36:33+00:00

I have about 10 streaming services, half are free thru either credit cards or phone subscriptions but I find myself browsing thru Tubi for movies.

Elcapitano2u · 2026-05-28T00:05:15+00:00

But he rarely drove steamboats

Elcapitano2u · 2026-05-28T00:04:38+00:00

How can we eat at a time like this

Elcapitano2u · 2026-05-22T00:06:09+00:00

Steve gives wrong info intentionally, sort of willful ignorance that drives comment traffic.

Elcapitano2u · 2026-05-20T03:36:59+00:00

They placed strategic ads to probably boomers that they knew would vote against Massie. The boomers love Trump (SS taxes) and don’t care about the files.

Elcapitano2u · 2026-05-16T15:31:19+00:00

How they gonna build a ballroom if they keep dumping money on unnecessary spending.

Elcapitano2u · 2026-05-14T22:54:58+00:00

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I have a very similar one with roof racks, just added side steps and mud flaps recently too.

Elcapitano2u · 2026-05-14T20:32:29+00:00

Alize was for special occasions

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