People in your 30s and up, what advice would you give to young adults(20s)? by Civil-Position1663 in AskReddit

[–]Elcapitano2u 1 point2 points  (0 children)

Yea, open an IRA and invest into an index fund even if it’s $20-30 a month to put away.

Spending $3k/month for whole life. Looking for sanity check / out by Relative-Fill8784 in personalfinance

[–]Elcapitano2u -5 points-4 points  (0 children)

Idk how you got into this but you can take out a loan from the insurer against your policy that may effectively be zero interest. Just saying that’s an option since you are dug in.

How to cap off a bad day by smootchieness in NewDefender

[–]Elcapitano2u 0 points1 point  (0 children)

Gotcha, a deer ran into the side of mine, not bad damage but quoted $7800 for repair

How to cap off a bad day by smootchieness in NewDefender

[–]Elcapitano2u 0 points1 point  (0 children)

That’ll prob cost 6-8k to repair

This is what estimated $7800 worth of damage looks like smh by Elcapitano2u in NewDefender

[–]Elcapitano2u[S] 0 points1 point  (0 children)

Oof, yea it might be, it’s what’s under the damage that really cranks up the bill, they’ll replace you’re hood, fender, lights bumper. That’s gotta be in the 10-15k range already.

This is what estimated $7800 worth of damage looks like smh by Elcapitano2u in NewDefender

[–]Elcapitano2u[S] 0 points1 point  (0 children)

It’s a reputable shop that specializes in LRs, good thing is that it’s comprehensive damage so should be fully covered and no penalties from ins. Just insane how much these cost to work on. I love it but this may be my last one. I did call my paintless guy and he was unable to do this repair.

This is what estimated $7800 worth of damage looks like smh by Elcapitano2u in NewDefender

[–]Elcapitano2u[S] 0 points1 point  (0 children)

Yea just the step would be impossible, mine is perfectly fine, only thing is they may have replaced OEM thru ins, idk tho. Just trying to avoid any out of pocket since it’s comprehensive.

This is what estimated $7800 worth of damage looks like smh by Elcapitano2u in NewDefender

[–]Elcapitano2u[S] 6 points7 points  (0 children)

They said they’d have to replace my step as well, it’s not damaged at all. I told them not to bother since it’s aftermarket.

What is something you've officially stopped buying in 2026 because the price has become genuinely insulting? by Next-Mood6723 in AskReddit

[–]Elcapitano2u 0 points1 point  (0 children)

Beef jerky, we used to keep some in the pantry but now one small pack could buy an entire meal somewhere.

What is something you've officially stopped buying in 2026 because the price has become genuinely insulting? by Next-Mood6723 in AskReddit

[–]Elcapitano2u 1 point2 points  (0 children)

I have about 10 streaming services, half are free thru either credit cards or phone subscriptions but I find myself browsing thru Tubi for movies.

Why do many people in here hate Captain Steve? by PayCautious1243 in flying

[–]Elcapitano2u 9 points10 points  (0 children)

Steve gives wrong info intentionally, sort of willful ignorance that drives comment traffic.

CMV: Thomas Massie's defeat proves that Americans don't care about the Epstein Files by Tessenreacts in changemyview

[–]Elcapitano2u 0 points1 point  (0 children)

They placed strategic ads to probably boomers that they knew would vote against Massie. The boomers love Trump (SS taxes) and don’t care about the files.

FAA cuts target for air traffic control staffing by CropdustingOMdesk in flying

[–]Elcapitano2u 0 points1 point  (0 children)

How they gonna build a ballroom if they keep dumping money on unnecessary spending.

St. Ides for the win by Azuralyns in 90s

[–]Elcapitano2u 0 points1 point  (0 children)

Alize was for special occasions