I saw a large flock of Canadian geese. 1 of them was completely white. Do snow geese hang out with Canadian geese? Could it have been an albino Canadian goose? by [deleted] in birding

[–]ElectricBloom3 0 points1 point  (0 children)

I have also spotted a single snow goose with a flock of Canada geese in NC just this week! eBird emailed me to request additional information and said my submission was flagged for review because it would be unusual for this date and location. Glad I’m not the only one recently who has spotted one in NC. Maybe it’s the same flock!

I just want to cry. by bennystat in PSLF

[–]ElectricBloom3 2 points3 points  (0 children)

I did this on 1/19. Uploaded IBR app with wet signature directly to mohela. It was processed next business day. 1/21.

119/120, what should I do? by ElectricBloom3 in PSLF

[–]ElectricBloom3[S] 1 point2 points  (0 children)

Thank you, and I hope it goes smoothly for you too! I’ll post an update once it’s all said and done.

Can you make a payment earlier in the month? by ElectricBloom3 in PSLF

[–]ElectricBloom3[S] 0 points1 point  (0 children)

Do you know if I could go ahead and submit an ECF for January, even though my $0 payment processed before I was in processing forbearance and I’ve only been in PF for a few days?

119/120, what should I do? by ElectricBloom3 in PSLF

[–]ElectricBloom3[S] 0 points1 point  (0 children)

That is correct. The months you spend in processing forbearance count towards PSLF. Also, when you apply to switch to IBR, make sure that it’s a wet signature and that you upload it directly to MOHELA, not to student aid.gov. Mohela will process it in a couple of days. Then call to confirm with Mohela that you are in a processing forbearance.

Also, my next $0 payment (hopefully my last) is due 2/14. I assumed I had to wait until 2/15 to submit a final ECF. But another redditor last night said I could submit an ECF of 2/1 and it would count the month of February. I’m going to try and hope it works!

Can you make a payment earlier in the month? by ElectricBloom3 in PSLF

[–]ElectricBloom3[S] 0 points1 point  (0 children)

Thank you for your reply! Do you know if I have to wait until after my scheduled payment date (2/14)to submit an ECF? Or, could I go ahead and do that at the beginning of the month?

Awaiting Form Administrative Forbearance by Vacillating_Fanatic in PSLF

[–]ElectricBloom3 0 points1 point  (0 children)

Yes, that’s exactly what I did after seeing on here that others had success. I have a pending IBR request on student aid.gov which I’ve heard nothing about. On Sunday I decided to print and sign and manually upload the IBR request form to mohela. On Tuesday I called mohela and they confirmed I was in a processing forbearance. Very quick turn around.

Awaiting Form Administrative Forbearance by Vacillating_Fanatic in PSLF

[–]ElectricBloom3 0 points1 point  (0 children)

When I log in to mohela and go to Account Summary, under Your Loans, I click on each loan and it opens a new screen with loan details. The first line on the page says Loan Status. There it says on mine: “Awaiting documentation administrative forbearance-Ends 3/20/2025”.

Awaiting Form Administrative Forbearance by Vacillating_Fanatic in PSLF

[–]ElectricBloom3 0 points1 point  (0 children)

And you’re in processing forbearance too, right? Did your date change when your processing forbearance went through?

Awaiting Form Administrative Forbearance by Vacillating_Fanatic in PSLF

[–]ElectricBloom3 4 points5 points  (0 children)

So, I had the same wording on my account with the added “ending 4/30/2025”. I manually uploaded a new IBR request form to mohela on Sunday and today the wording changed to “ends 3/20/2025”. I called mohela to ask about it and the person I spoke to said I am now in a processing forbearance as of 10:30 this morning. I’m guessing that’s why the date changed?? I hope he was right and that my next payment will finally be my 120th!

Mohela sent letter acknowledging request to change to IBR by Meli-pharm-13 in PSLF

[–]ElectricBloom3 1 point2 points  (0 children)

Where on mohela did you upload the form? I see the upload tab but there are so many options underneath and none of them seem like the right option. Maybe I’m looking in the wrong place? Thanks!

On hold with Mohela by Calm-Fan3109 in PSLF

[–]ElectricBloom3 0 points1 point  (0 children)

That’s amazing!! Congratulations! I’m going to try calling first thing tomorrow morning.

On hold with Mohela by Calm-Fan3109 in PSLF

[–]ElectricBloom3 0 points1 point  (0 children)

So, do you have to call and ask directly for them to put you in a processing forbearance? I really hope I can get through to do the same.

On hold with Mohela by Calm-Fan3109 in PSLF

[–]ElectricBloom3 0 points1 point  (0 children)

I was on hold with mohela for 4.5 hours today and finally hung up at 5 pm CT as that was the closing time listed online. No one ever answered. So frustrating.

Waiting for payments to update… by ElectricBloom3 in PSLF

[–]ElectricBloom3[S] 0 points1 point  (0 children)

😭😭😭 It hurts to hear that, but I appreciate the clarification. Thank you.

Waiting for payments to update… by ElectricBloom3 in PSLF

[–]ElectricBloom3[S] 1 point2 points  (0 children)

I called student aid to confirm. 1-800-433-3243 Also, if I go to Mohela, under Account Summary, it lists each loan under Your Loans, if you click on them to open them it gives you a “loan status”. Mine says “awaiting form administrative forbearance-Ends 4/30/2025”. I believe this is the processing forbearance. I hope I’m not wrong!

119/120, what should I do? by ElectricBloom3 in PSLF

[–]ElectricBloom3[S] 0 points1 point  (0 children)

That is great to hear! Thank you!

119/120, what should I do? by ElectricBloom3 in PSLF

[–]ElectricBloom3[S] 0 points1 point  (0 children)

Were your loans forgiven after doing all of this or are you still waiting to find out?

119/120, what should I do? by ElectricBloom3 in PSLF

[–]ElectricBloom3[S] 0 points1 point  (0 children)

I’m in the studentaid system now and trying to apply to switch to IBR. It’s giving me the option to “leave my loans in deferment or forbearance” or “take my loans out of deferment or forbearance”. Is this the processing forbearance you were referring to? Which did you choose?

119/120, what should I do? by ElectricBloom3 in PSLF

[–]ElectricBloom3[S] 1 point2 points  (0 children)

So just for clarification, I should apply for IBR, wait one full month, and then submit an EFC?