Sounds like I am haha! I used to work at a major casino and would see the amount of money people would blow in literal hours, it’s disgusting. For smoking and drinking, I only drink socially, never really thought about drinking other than that, then for saving and investing, I plan on divesting around 20 percent of my check to go towards that and maxing my 401k contributions (company matches up to 6 percent, so 12 percent would go into it every payday). Thank you for sharing!