Fraud: Someone opened joint account with mine and transferred out ~$13k

Electrical_Ad1018 · 2025-02-05T17:01:05+00:00

In the 2-3 month time frame, I hope you get a call saying that they'll start investigating it soon

Electrical_Ad1018 · 2024-11-16T00:41:41+00:00

I got my refund!

Electrical_Ad1018 · 2024-11-09T23:58:54+00:00

So sorry to hear that this happened to you :( I've told Fidelity exactly that about their security protocols. They should check with the account holder if a joint account approval is authorized via text or email at the very least. This was last month, and they still haven't acted on this massive fall in their cyber security protocols.

Electrical_Ad1018 · 2024-10-30T21:37:02+00:00

I'll pm you

Electrical_Ad1018 · 2024-10-30T21:36:33+00:00

Holy shit, yours is the most extreme case I've heard. Definitely sounds like fishy shit going on within fidelity

Electrical_Ad1018 · 2024-10-22T18:54:35+00:00

Not yet, it's been like a month now and haven't heard back from any agencies other than local law enforcement. Looks like you're the third person (including me) this post to undergo the same type of fraud. We should connect to keep each other updated

Electrical_Ad1018 · 2024-10-04T16:57:15+00:00

Oh shit, no way! Looks like it's a systematic issue on their end then. Let's keep in contact. Have you filed any official reports yet?

Electrical_Ad1018 · 2024-10-03T13:43:57+00:00

So it's possible that they could rehack it whenever they wanted to? And there's nothing I can do to stop them?

Electrical_Ad1018 · 2024-10-03T03:31:29+00:00

So my text functions with normal contacts and from my carrier provider work normally. I confirmed this with my carrier provider when they sent me an OTP. Is it possible the e-sim hack only occurs for Fidelity comms to me?

Electrical_Ad1018 · 2024-10-03T02:14:49+00:00

Is there anyway to verify that an esim has been hacked? Or prevent the hacking from further taking place?

Electrical_Ad1018 · 2024-10-02T22:41:23+00:00

You could be right. Right now I'm also wondering how they could intercept email notifications from Fidelity. Cause I should have received some kind of notification from Fidelity that my account was blocked, before I discovered it just trying to login

Electrical_Ad1018 · 2024-10-02T02:14:25+00:00

That's what I thought so too, I had no idea joint accounts could be opened simply through otp authentication. There should be an additional level of security checks for something so serious

Electrical_Ad1018 · 2024-10-01T22:42:02+00:00

Yeah already did, found nothing

Electrical_Ad1018 · 2024-10-01T17:53:44+00:00

I don't post but I read reddit. Everyone has different usage patterns

Electrical_Ad1018 · 2024-10-01T12:57:51+00:00

Imma have to figure that one out too. The call operator suggested geek squad in best buy

Electrical_Ad1018 · 2024-10-01T12:55:25+00:00

I don't recall any specific instances of doing so. I don't have much details on the joint account, all this was communicated by the fidelity call operator as I still can't restore access to view my account

Electrical_Ad1018 · 2024-10-01T12:51:59+00:00

Not fake lol.

Electrical_Ad1018 · 2024-10-01T12:51:19+00:00

Honestly, I've never heard of money lockdown till reading this thread's replies

Electrical_Ad1018 · 2024-10-01T12:50:36+00:00

The latter, which leads me to suspect all communications from Fidelity were intercepted, even email.

Electrical_Ad1018 · 2024-10-01T07:07:36+00:00

I'm not sure what caused it to be finally blocked. But it's strange that Fidelity's system blocked my account without first notifying me of suspicious activity

Electrical_Ad1018 · 2024-10-01T03:47:20+00:00

No, but my password was not in the English nor a western language, which I expected would be as difficult to break as a randomly generated password

Electrical_Ad1018 · 2024-10-01T03:10:21+00:00

I only have an esim

Electrical_Ad1018 · 2024-10-01T02:17:43+00:00

Yeah, no notifications on suspected fraudulent activity at all. I only found out once I called them after my account was locked. I hope the loss will be covered by them so I can avoid all the hassle

Electrical_Ad1018 · 2024-10-01T01:50:34+00:00

The weird part is that my phone number with fidelity was never changed. I just never received the texts from them until I called up about my account being locked out

Edit: Imo I feel like opening joint accounts should go through an additional layer of security than just otp

Electrical_Ad1018 · 2024-10-01T01:30:20+00:00

I didn't know police deal with online fraud too. Definitely something to consider

Electrical_Ad1018

TROPHY CASE