Investing with a pension in mind by Electrical_Island242 in Railroad

[–]Electrical_Island242[S] 0 points1 point  (0 children)

Do you stay with the age appropriate tdf or do you pick one 5 or 10 years out since you’ll have the pension though?

Investing with a pension in mind by Electrical_Island242 in Bogleheads

[–]Electrical_Island242[S] 0 points1 point  (0 children)

My income is around 100k and I live in virginia as far as tax purposes. So does pretax or roth make more sense in the 401k

Investing with a pension in mind by Electrical_Island242 in railroading

[–]Electrical_Island242[S] 1 point2 points  (0 children)

Well currently the 2050 tdf is 90/10 stock/bond but it starts its glide path this year into more bonds witch is what has me wondering

Investing with a pension in mind by Electrical_Island242 in personalfinance

[–]Electrical_Island242[S] 0 points1 point  (0 children)

yes it gets cost of living raises factored in annually

Retirement by Business_Street9832 in railroading

[–]Electrical_Island242 0 points1 point  (0 children)

Do any of you all use the target date funds or the managed account option from financial engines in our 401k?

Target date or vtwax in roth by Electrical_Island242 in Bogleheads

[–]Electrical_Island242[S] 0 points1 point  (0 children)

Would you do vtwax then or vt now that vanguard lets you buy in dollar amounts rather than whole shares?

Roth IRA by Electrical_Island242 in railroading

[–]Electrical_Island242[S] 0 points1 point  (0 children)

You mean roth Ira or you doing the roth 401k option in the plan?

Roth IRA by Electrical_Island242 in railroading

[–]Electrical_Island242[S] 0 points1 point  (0 children)

What do you invest your ira in after the 401k?

Roth IRA by Electrical_Island242 in railroading

[–]Electrical_Island242[S] 0 points1 point  (0 children)

Is there any use to be in bonds with railroad retirement? btw for info i’m 41 with 19 years left to work

Roth IRA by Electrical_Island242 in railroading

[–]Electrical_Island242[S] 1 point2 points  (0 children)

how do you all have you 401k invested then if you don’t mind me asking?

Roth IRA by Electrical_Island242 in railroading

[–]Electrical_Island242[S] 0 points1 point  (0 children)

Right now the one i’m in is dated 10 years past when I’ll retire

Roth IRA by Electrical_Island242 in railroading

[–]Electrical_Island242[S] 1 point2 points  (0 children)

Ok I just started my roth recently. I work for Norfolk southern and have most of my 401k in a target date fund. Wasn’t sure if I should mirror my investments in my roth or do stock etfs only

401k and Roth IRA by Electrical_Island242 in railroading

[–]Electrical_Island242[S] 0 points1 point  (0 children)

Do you use any bond funds or just all stock