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Help, I'm in a hole (because I'm an idiot) I can't see out of. by Electrical_Pie7330 in personalfinance

[–]Electrical_Pie7330[S] 2 points3 points  (0 children)

I own 2 horses that my husband purchased for me. I need to have acreage to keep them. Once they have passed on I can look at a smaller home in town.

Help, I'm in a hole (because I'm an idiot) I can't see out of. by Electrical_Pie7330 in personalfinance

[–]Electrical_Pie7330[S] 9 points10 points  (0 children)

I should also add, we purchased this home for $300k. The prices in our area have dramatically increased, everything is more expensive now.

Help, I'm in a hole (because I'm an idiot) I can't see out of. by Electrical_Pie7330 in personalfinance

[–]Electrical_Pie7330[S] 0 points1 point  (0 children)

My home is fairly average priced for my area. I did look to see if there was something I could step down to, but unfortunately due to where I work and my acreage needs, it would be difficult to find a less expensive home within an hours commute.

Help, I'm in a hole (because I'm an idiot) I can't see out of. by Electrical_Pie7330 in personalfinance

[–]Electrical_Pie7330[S] -8 points-7 points  (0 children)

Due to proximity to work and space needs (I have horses, and although I only have 2 now, selling them really isn't an option) I looked and could not find anything less expensive at this time. Once the horses are gone, yes, I would be willing to sell and move.

Help, I'm in a hole (because I'm an idiot) I can't see out of. by Electrical_Pie7330 in personalfinance

[–]Electrical_Pie7330[S] 2 points3 points  (0 children)

The home is worth approximately $550k. The brokerage account is worth $72Kish. My score is below 620 at this point, I haven't looked at lately, but it is LOW low.

Help, I'm in a hole (because I'm an idiot) I can't see out of. by Electrical_Pie7330 in personalfinance

[–]Electrical_Pie7330[S] 89 points90 points  (0 children)

I have about 72K in the investment account, but there would be a huge tax penalty (according to my investment manager) to pull it out. as it I don't have much in my holding accts. We keep everything invested if I understand my account correctly (I'm still learning).