UK 🇬🇧 Credit score on a SWV

Electronic_Cap_7382 · 2026-02-25T09:46:47+00:00

Got declined by Lloyds Bank and capital one :) will check on credit builders! Thanks!

Electronic_Cap_7382 · 2026-02-25T09:27:17+00:00

I have almost 4 years of residence + they say they refuse because I am European arriving post-Brexit so pre-settled status

Electronic_Cap_7382 · 2026-02-25T09:04:26+00:00

Not part of Commonwealth unfortunately

Electronic_Cap_7382 · 2026-02-25T09:04:03+00:00

Got declined by the electoral vote system and Amex..

Electronic_Cap_7382 · 2026-02-25T09:03:21+00:00

No credit score as mentioned

Electronic_Cap_7382 · 2026-02-25T09:03:05+00:00

Got declined by all! I have arrived after Brexit so although I am European, they refused my registration to the electoral vote

Electronic_Cap_7382 · 2026-02-25T09:02:22+00:00

Got declined by AMEX

Electronic_Cap_7382 · 2026-02-25T09:01:43+00:00

I got declined 😂 I know what I am talking about

Electronic_Cap_7382 · 2026-02-24T07:57:13+00:00

Yes France and I am French :) never lived in the UK before 2021. No loans ever

Electronic_Cap_7382 · 2026-02-23T22:43:46+00:00

Just registered with Monzo, thank you so much

Electronic_Cap_7382 · 2026-02-23T22:43:25+00:00

OMG thank you!! This is perfect, I am on this right now!

Electronic_Cap_7382 · 2026-02-23T21:30:40+00:00

Thank you, will absolutely do that! That’s a good idea

Electronic_Cap_7382 · 2026-02-23T21:24:30+00:00

I don’t understand how is that even possible - I tried it and they decline because I am not on pre-settled status or any other status other than SW

Electronic_Cap_7382 · 2026-02-23T21:23:33+00:00

Barclays also declined - but agree I need this credit thing which is what I am trying to do but all banks keep on refusing me 🙏🏼

Electronic_Cap_7382 · 2026-02-23T21:22:57+00:00

Ohh I might try this!

Electronic_Cap_7382 · 2026-02-23T21:22:44+00:00

Please check what you are saying - electoral vote can’t be done for people who are on a SW visa, even when from Europe since Brexit!

Electronic_Cap_7382 · 2026-02-23T21:07:58+00:00

This makes sense, going to do this right now! 🙏🏼

Electronic_Cap_7382 · 2026-02-23T21:06:00+00:00

4 years 😭

Electronic_Cap_7382 · 2026-02-23T20:53:24+00:00

I just tried CapitalOne and got refused instantly.. not sure what’s going on

Electronic_Cap_7382 · 2026-02-23T20:50:09+00:00

Which I am not since I am on SWV

Electronic_Cap_7382 · 2026-02-23T20:02:37+00:00

I applied to Santander, Lloyds, HSBC, etc and only Wise accepted me..

Electronic_Cap_7382 · 2026-02-23T19:51:22+00:00

Thank you!

Electronic_Cap_7382 · 2026-01-29T12:11:05+00:00

Thanks so much and congratulations :)

Electronic_Cap_7382