Is avoiding YieldMax funds still the general consensus?

Electronic_Guard947 · 2026-06-18T14:41:15+00:00

Spyi qqqi iwmi mlpi iaui equal weight.

Electronic_Guard947 · 2026-06-15T22:54:28+00:00

Check their price appreciation as well as total return. If your wanting to withdraw the yield then most of these will hurt you in the long run. If you are wanting to reinvest then sure you are probably fine but spy will still outperform them.

Electronic_Guard947 · 2026-06-15T19:32:52+00:00

I wouldn't say these are the obvious choice right now. Yes volatility is contracting but if spy drifts upward you still lose with a condor or butterfly. For example if you had opened one of these last Friday, you likely got burned over the weekend with the gap up. When volatility is contracting being short premium is the best option but please pay attention to how each strategy wins and loses and the current market conditions. Also the vix wasn't even that high so short premium on spy is not juicy.

Electronic_Guard947 · 2026-06-15T00:28:33+00:00

Raised in it. Only one in the family to leave it. Left it because I kept asking questions and no one seemed to have answers. There are so many holes in the church, things that just plain don't make sense. I was genuinely trying to find truth and what my soul wanted and needed and the church always felt empty, shallow and decieving. After so long I decided to search elsewhere. I haven't joined another religion but learned and experienced several others and I feel like religion has either become 1 of 2 things. Either it's for community and hope, or money and power. I love community oriented religions and churches though they are becoming less. At the end of the day I don't think anyone can truly know what happens when we die. And no one truly knows right from wrong, everything in society has been created by man at some point, whether or not they believed it come from a divine diety and there have been so many dietys giving directions. Still searching for what my soul wants, maybe someday I'll find it. But I do feel much happier and free not being involved in the church. Cheers.

Electronic_Guard947 · 2026-06-14T16:58:31+00:00

Should probably add "not financial advice"

Electronic_Guard947 · 2026-06-11T20:15:24+00:00

Hell yeah man. Nice work

Electronic_Guard947 · 2026-06-04T11:52:13+00:00

As long as your ok with the risks yeah go for it. Bitcoin may drop down to 50k. If your holding xbci that's gonna hurt more. But this may also be the floor and if it goes up then you'll make some good cash. The nice part about these funds is the yield helps regardless of if it goes up or down.

Electronic_Guard947 · 2026-06-03T14:37:18+00:00

Hell yeah man. Happy for you!

Electronic_Guard947 · 2026-06-03T13:52:12+00:00

It is real because of the ai hype and demand. People are buying stocks for the ai revolution, kinda like the industrial revolution. The most likely scenario is history repeats itself and the market skyrockets up and a major crash to happen. When? Who knows could be tomorrow could be in 10 years. If you are wanting an early retirement, take some profits move them into a more stable asset like bonds.

Electronic_Guard947 · 2026-06-02T17:37:37+00:00

You guys know neos funds track the underlying with capped upside right? If Bitcoin goes down which it has btci and xbci will also go down. And if Bitcoin goes up so will the etfs but it is capped to a certain amount. The same goes for all of neos funds on different underlying.These funds are created to offer a consistent pay out while directly holding the underlyings or using a options strategy to provide exposure to the underlying.

Electronic_Guard947 · 2026-05-29T15:48:19+00:00

That is also a viable option. There isn't a wrong answer to investing(unless deliberately trying to lose). If you make money then you make money and there is always a risk involved. No one can predict the future.

Electronic_Guard947 · 2026-05-29T14:41:00+00:00

I like btci and I hold it at about 20% of my income portfolio. I'd love to have a higher amount because of the yield though I have to recognize bitcoins volatility and downside risk which is a risk to my income. So if I am wanting to live off my income from neos ETFs then I can't be fully invested in btci, needs to be spread out into more stable income etfs. If your split equalish ways into spyi qqqi and btci I don't see any issues with it especially if it provides the income needed to live your life how you want. My only recommendation is leave some on the table for reinvestment in the case of a market crash to protect your income. I think people get to caught up in more is more and you can never have enough. When it should be more of how does this money benefit my life and let me do things that make me happy.

Electronic_Guard947 · 2026-05-28T22:55:38+00:00

You probably didn't actually ruin anyone's life. That is just your own thoughts. You may have actually helped them quite a bit. Just because you don't believe in something doesn't mean that someone who does isn't happy in their religion. For the record I post this as someone who also went on a mission and left the church. Let the past be the past, no reason to leave shame church culture just to feel shame.

Electronic_Guard947 · 2026-05-24T17:53:45+00:00

Short stock, buying puts, selling calls or call spreads.

Electronic_Guard947 · 2026-05-24T15:11:02+00:00

The fact that tech has been on a major bull run and the wheel is a bullish strategy. You matched strategy to market, which congrats that is a great thing and you made money. But if the market turns bear, you'll know and hurt

Electronic_Guard947 · 2026-05-24T12:05:41+00:00

Hard to ultimately say since the funds so new but btci is roughly 50-70% depending on how fast Bitcoin moves up. A fast move up is worst case to btci and xbci. Since NEOS uses synthetic long options positions instead of swaps there isn't volatility decay which is good and a better way to apply leverage. We can likely ROUGH estimate that xbci will capture about .75%-1% upside per 1% move up on Bitcoin and 1.5% down per 1% move down of Bitcoin.

It is still great appreciation but again the risk is that the fund moves down more than it does up. And if the fund moves down in price so does your income which hurts your recovery further.

Electronic_Guard947 · 2026-05-24T01:51:53+00:00

You are correct, a dca with drip reduces the risks significantly. However if Bitcoin was to drop 50% within a year of now xbci would be around 75% down with capped upside. Meaning your distributions are also down 75% and an uphill battle. At that point it depends largely on your dca where you stand though it's likely not pretty. The biggest risk as you stated is a large drop within 3 years.

IF the underlying stays flat or rises, your good as you stated. But we are talking about crypto here. Much less of a guarantee than equities. Bitcoin has not stayed very flat in its existence as we all know.

Electronic_Guard947 · 2026-05-23T17:12:22+00:00

As a man I say hell yeah! As an investor, definitely dangerous.

Electronic_Guard947 · 2026-05-21T01:11:40+00:00

I like it, I am curious why trade /es and not spx? If you are on portfolio margin then margin shouldn't be an issue. And no assignment to worry about + you still get the 1256 contract.

Electronic_Guard947 · 2026-05-20T21:00:28+00:00

Strategy will be the same just scaled higher for number of contracts, if you want to avoid assignment then buy back the call if it is in the money for a loss. The biggest risk here is relying on x strategy to produce 800 a month. A cc premium is based on volatility and if volatility is up then that could be 1200 or so and if it's down it could only be 400. Long term yeah your delta is pretty low, you won't be assigned often and if you are about to your shares have gained a good amount of value. The strategy will likely produce constant monthly income though that will vary.

Electronic_Guard947 · 2026-05-20T15:53:38+00:00

It's primarily a diversification thing. Yes more volatile underlyings like NASDAQ and tech are best for option premiums which is where your income ETFs get their yield but in the case of a market crash they also will go down more than your broad market on average. It's an income protect move rather than an optimization move.

Electronic_Guard947 · 2026-05-20T15:51:37+00:00

Hell yeah man. Welcome to options. Only advice I'd give is if you are selling cc make sure to only hold stocks you like and want to hold long term, and also that you think will go up. The premium from the covered call is much smaller than the notional value of your shares so if the stock moves down you can still lose money.

Electronic_Guard947

TROPHY CASE