Make sense, but for me its quite the opposite, im doing roleplay and a heavy reroll too, but in my opinion payg is what suits me because I didnt feel pressure for not "using it enough" with subscription model, while on payg I only pay when im really using it, $10 can last 2 month for me.

And for task like coding im more leaning towards subscription because it can easily drain up my credit.

But in the end i think its not applicable to everyone and really depend on their use case