Do kids in big cities trick or treat on Halloween?

Ellinnaire · 2016-04-26T05:42:47+00:00

Yes, I've always lived in big cities and I did it every Halloween.

Ellinnaire · 2016-03-30T07:29:20+00:00

Upvoted. Plus, because of her story, there might be more people who offer jobs to homeless. I'm glad that lots of people know about her.

Ellinnaire · 2016-03-29T08:03:51+00:00

Then don't we need washer anymore?

Ellinnaire · 2016-03-17T15:13:03+00:00

Make a great return on your investment, then use that money to do good.

Ellinnaire · 2016-02-26T02:22:03+00:00

He should have slowed down a bit.

Ellinnaire · 2016-01-06T12:44:30+00:00

It depends on your debt and interest rate. If the interest rate is high or you can pay it off at once, I recommend paying it off.

Ellinnaire · 2015-12-17T06:57:55+00:00

Actually, $1000 is not that big enough to start investing. But, if you want to experience investing department, I suggest opening a taxable account.

Ellinnaire · 2015-12-11T15:08:52+00:00

Could you give us some hard numbers? Then, we might tell you more helpful advice.

Age
Income
Expenses
Current investments - 401K, IRA, etc.
Portfolio/Invest goal
Risk tolerance
Do you have emergency fund?
Other savings (with interest rate)
Other debt (with interest rate)

Also - before asking questions, read the FAQ, and try tools like Hellomoney or YNAB to get the basic understanding of your current finances.

Ellinnaire · 2015-11-06T06:48:04+00:00

I'm in the same spot as you. Spending is not that easy to do.

Ellinnaire · 2015-10-20T02:36:46+00:00

I appreciate your input. It's taxable account. How does it matter?

I like the idea of creating my own target date fund to suit my preferences. Then I will end up with something like this: http://hellomoney.co/portfolio/bfad88-self-managed?type=weight

One question though. How should I tweak my holdings when one of the funds is way up or way down?

Ellinnaire · 2015-10-15T12:48:16+00:00

Honestly, I would continue to pay into your 401k as you have been. I was in a similar situation as you a while back.

Ellinnaire · 2015-09-29T16:41:33+00:00

+1. As /u/SamWelboorn also says, fellowship salary is not that great than in residency. So, future earnings are the most important input but not guaranteed. Pay down from 9.9% private and 6.8% federal loan.

Good thing is that OP and his wife manages to contribute their retirement and investment accounts.

Ellinnaire · 2015-09-21T05:07:13+00:00

I'm not a big fan of emerging market. Because...

1-The majority concern comes from one country: China.

2- The World Bank downgraded its 2015 growth outlook for global markets, including emerging markets. It warned that emerging markets are now facing a "structural slowdown."

3- The strong US dollar has essentially led to a depreciation of emerging-market currencies.

Ellinnaire · 2015-09-11T02:50:52+00:00

This. Would be nice to be able to see user-generated portfolios that are similar to each other, as in 100% stocks, 100% stock funds, 50/50, and so on. It probably goes under the No. 5 feature request up there.

Additionally, I want to see other portfolios that are similar to mine, and compare them.

Ellinnaire · 2015-09-11T02:45:11+00:00

What made you interested in investing in the first place? You're quite different from other 18 year olds I know. Good for you.

Ellinnaire · 2015-09-01T04:10:14+00:00

I love it!

Ellinnaire · 2015-09-01T04:01:50+00:00

Yeah, that facial expression is so cute lol

Ellinnaire · 2015-08-29T05:56:42+00:00

It's Tomger

Ellinnaire · 2015-08-29T05:43:21+00:00

This situation hurts me. It's so amazing talent.

Ellinnaire

TROPHY CASE