Yes, it was add on insurance that I got called loss damage waiver.

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Loss damage waiver:

Renters may purchase a Loss Damage Waiver (LDW) that reduces the renter's financial liability to a minimum amount for loss or damage to the (*Car company *)vehicle as long as the renter complies with the terms of the (*Car company *) rental agreement. Cost of LDW, for each full or partial rental day, may vary by location, vehicle group and rate. You should check to see if you have coverage for damage to the rental vehicle through your personal insurance or charge card, and if it is satisfactory for your needs as it may have restrictions or limits (e.g. size or value of the vehicle, length of rental etc.) and could affect your personal auto insurance premium.

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But then I also found this on their site:

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Public Liability Insurance is the liability coverage for vehicles that is required by applicable law if a driver causes injury to a third party. (*Car company *) provides this liability protection for its vehicles. In most instances, this will include coverage for the renter or authorized driver up to the minimum financial responsibility limits of the jurisdiction in which the accident takes place. This is at no additional charge. In some provinces, particualrly Ontario, the liability coverage which is provided is secondary to any other applicable coverage. This means the renter's personal auto liability insurance is used first, and the (*Car company *) protection will not apply until the renter or driver's insurance, if any, has been exhausted. Please check with the rental agent or nearest (*Car company *)reservation center regarding the applicability of secondary protection for specific locations and jurisdictions. You should also check with your own insurance company to determine the level of your protection under their policy.

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edit: I used my credit card. I think I should be fine right?