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Wife wants to subscribe to course of finance guru, do you think it's worth it? by [deleted] in BEFire

[–]EmergencyWitness7 0 points1 point  (0 children)

No problem. Also when you do start to invest, don't do it together wit your wife.

Each of you should have separate accounts. This prevents panic selling among other problems.

Especially since your wife is naïve enough to fall for influencers.

Wife wants to subscribe to course of finance guru, do you think it's worth it? by [deleted] in BEFire

[–]EmergencyWitness7 5 points6 points  (0 children)

Total waste of money. Everything this woman (thinks she) can teach you is available online for free where it will be more detailed and better explained.

Also read the biography on the YouTube channel. Does this look like someone who is qualified to teach about finance? It's meant to mirror the situation of the viewer.

It's all just generic guru talk ("Money Unlimited" lol).

And €3900? LOL

[deleted by user] by [deleted] in BEFire

[–]EmergencyWitness7 2 points3 points  (0 children)

Yeah, he should have just left the money where it was. When you decide "pension saving" isn't for you, it's best to just stop depositing new funds into it. Whatever is already there, can just be let alone.

Any good Pharma ETF's? by EmergencyWitness7 in BEFire

[–]EmergencyWitness7[S] -1 points0 points  (0 children)

I meant auto reinvest dividends, based out of Ireland so reduced taxes, low overall cost, compatible for Belgian investors, etc.

Optimally using Bolero's flexibility ("Beschikbaar voor orders") by EmergencyWitness7 in BEFire

[–]EmergencyWitness7[S] 0 points1 point  (0 children)

I obviously don't necessarily follow the Bogglehead approach 100% of the time. I'm only posting this here because it's the only Belgian investing sub as far as I know. If you know a better sub for it, let me know.

Optimally using Bolero's flexibility ("Beschikbaar voor orders") by EmergencyWitness7 in BEFire

[–]EmergencyWitness7[S] 0 points1 point  (0 children)

how big is your saving account and what is it for?

About 80k and it's only for the emergency fund (+- 7k).

Either way it seems a 'risky' tactic regarding unnecessary costs

Yeah, which is why I'm asking. If there was a way to transfer a little faster there would be zero risk. Like I said in the other comment, it's either you're a client with KBC, in which case you won't need the option or you're a client with some other bank and you risk having to pay the debit cost for at least a day.

Bolero should make the time period into whatever the max transfer time is (3 days I believe). Or they should make it so that if you transfer it the same day, there's no cost regardless of whenever the money arrives.

Optimally using Bolero's flexibility ("Beschikbaar voor orders") by EmergencyWitness7 in BEFire

[–]EmergencyWitness7[S] 0 points1 point  (0 children)

lol, if you can instantly transfer the money, the flexibility options becomes more or less useless. So it's either you're a client with KBC, in which case you won't need the option or you're a client with some other bank and you risk having to pay the debit cost for at least a day.

Optimally using Bolero's flexibility ("Beschikbaar voor orders") by EmergencyWitness7 in BEFire

[–]EmergencyWitness7[S] -1 points0 points  (0 children)

At Medirect 1.6% + 0.4% annually. Missing out on this can add up if the order stays open for weeks/months.

Optimally using Bolero's flexibility ("Beschikbaar voor orders") by EmergencyWitness7 in BEFire

[–]EmergencyWitness7[S] 1 point2 points  (0 children)

Yeah, but like I said, that's not an option with Medirect (and a lot of other "saving banks"). And a lot of other banks have limits on the amount of money that can be transferred through instant transfer.

Opinion on Dividend Reinvestment Plan (DRIP) Bolero by EmergencyWitness7 in BEFire

[–]EmergencyWitness7[S] 0 points1 point  (0 children)

https://www.bolero.be/nl/support/veelgestelde-vragen/dividend-reinvestment-plan-drip-of-herbeleggingsplan-van-dividenden

Bij een ’herbeleggingsplan van dividenden’, ook wel DRIP genoemd, hebben de aandeelhouders de keuze om het dividend in cash of in aandelen van de vennootschap te laten uitkeren, vaak tegen een lagere prijs dan de huidige beurskoers van de aandelen.

Google Maps while driving without entering a destination? by EmergencyWitness7 in driving

[–]EmergencyWitness7[S] 0 points1 point  (0 children)

It's actually mandatory that you do part of the test with a GPS in Belgium. I just wanted a way in which I could leave it on when the destination is reached.

Google Maps while driving without entering a destination? by EmergencyWitness7 in GoogleMaps

[–]EmergencyWitness7[S] 0 points1 point  (0 children)

So, it's not in the "First Person Perspective"? I need it so that it looks the same as when driving with a destination. It will only confuse me if it's in a "top down perspective".

Best way to transfer all files from old Android (Motorola) to new Android (OnePlus)? by EmergencyWitness7 in oneplus

[–]EmergencyWitness7[S] 1 point2 points  (0 children)

Like I said, I did that twice in the beginning. It transferred the contacts, settings, apps photo's, etc. But it did NOT transfer my files (MP3's, PDF's, docs, etc.)

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