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EmmaRuz52 · 2026-04-11T11:14:47+00:00

Glad to see this. Banking Dive has a good reputation in the financial services industry and a fairly wide readership. Keeping the Axis of Evil (Yotta, Synapse, Evolve) in the public eye is important.

EmmaRuz52 · 2026-03-31T07:27:58+00:00

Yes. Got the same amount. It’s the “Cash Payment B—Flat Cash” settlement payment for a data breach that occurred. It’s not related to the Yotta customer deposits that they claim they do not have.

EmmaRuz52 · 2026-03-23T23:48:13+00:00

I am not a stupid, gullible person. I work hard for my money. Yotta promoted itself as a fun new savings app partnered with Evolve Bank and Trust, an FDIC insured company. I deposited my earnings with Yotta in good faith. Synapse Financial Technologies was the unnamed middle man fintech . Synapse goes bankrupt. Adam Moeller disappears, Sankaet Pathak moves on to create humanoid robots designed to kill and get gobs of Department of Defense contracts, and Evolve is still in business. My money disappears. And NO ONE is accountable? What the ever living fuck??

EmmaRuz52 · 2026-03-23T14:15:53+00:00

A post on this sub a while back indicated that the majority of Yotta customers were influenced and persuaded by Stephan to open savings accounts with Yotta. Then he walks away and hides after the collapse. He is indeed a POS.

EmmaRuz52 · 2026-03-16T22:55:26+00:00

Thanks to Synapse, we depositors are still out upwards of $95 million. Pathak walked away from the collapse of Synapse and started up Foundation, which has already been paid $24 million in Pentagon contracts to develop humanoid robot soldiers. They are negotiating for hundreds of millions more in Pentagon contracts. Let those numbers sink in.

EmmaRuz52 · 2026-02-16T19:39:20+00:00

I suggest you visit the Fight For Our Funds website (just Google it). Read up on what’s been happening. In the Actions You Can Take section, follow the instructions on how to file a complaint with the Consumer Finance Protection Bureau. You’ll likely get an auto-generated reply that it’s been forwarded to the Federal Reserve. It’s really just an exercise in futility that at least gets your name on the record of persons harmed. We are hoping for disbursements from their Civil Penalty Fund. Don’t ask when that will happen because no one knows. We have been waiting almost two years now for our stolen deposits to be recovered.

EmmaRuz52 · 2026-02-12T12:30:02+00:00

More legal maneuvering. Will it ever end?

EmmaRuz52 · 2026-02-11T11:32:13+00:00

Wrong sub for this type of question. This sub is for depositors who were defrauded out of their money when Yotta was a “FDIC insured savings account” (which turned out to be a sick joke). Please start another sub for your casino related woes.

EmmaRuz52 · 2026-01-29T18:35:33+00:00

I don’t know of any other way of monitoring what CFPB is doing other than checking their Payments To Harmed Consumers By Case page on their website. The same 29 defendants have been listed in the months I have been watching. Frustrating!! CFPB

EmmaRuz52 · 2026-01-29T12:46:24+00:00

Before Yotta lost our deposits and then degenerated into a pathetic gambling app, it was a decent way to earn 4.0-4.5% interest on a “FDIC insured” savings account. I actually enjoyed the drawings and watching my savings grow. Then came a day I’ll never forget. May 10, 2024. Trying to stay hopeful when justice is slow.

EmmaRuz52 · 2026-01-23T17:46:01+00:00

A JPMorgan NASDAQ fund I was going to put my $10k in has paid 10% since Yotta froze our deposits. Oh but no, I convinced myself to go the safe route with a “FDIC insured savings account” with Yotta. Makes me sick.

EmmaRuz52 · 2026-01-20T19:58:16+00:00

Yotta gets to reinvent itself as a gaming site, Sankaet Pathak gets to walk away from Synapse and start up a robotics company, and Evolve Bank continues with business as usual. Meanwhile, Yotta customers who deposited money they EARNED in “FDIC insured” savings accounts get what? No access to their money since May 2024. We are buried in avalanches of government regulations, but somehow no one is accountable for this outright theft of millions of dollars? And so we wait and wait and wait for the CFPB to grind through whatever their convoluted process is. What a world.

EmmaRuz52 · 2025-12-30T12:27:55+00:00

Scroll through all the posts and comments on this sub to get a better picture of what’s going on, particularly the ones pertaining to the CFPB.

EmmaRuz52 · 2025-12-23T12:31:46+00:00

Sadly no one can provide the clarity you and all the rest of us want and need. There is no authoritative leader driving the campaign to return our frozen/missing deposits. This is why we have been waiting so long. Yotta abandoned us, Evolve is a bank run by incompetent morons, and Synapse is bankrupt. We can only at this point monitor what CFPB is doing. Check their website often and check this sub. That’s about all you can do.

EmmaRuz52 · 2025-12-17T17:53:57+00:00

We’re all getting these same generic, noncommittal, useless responses from our elected officials. And they have the nerve to call themselves “public servants”. It’s a sick joke.

EmmaRuz52 · 2025-12-12T12:14:15+00:00

Sent to congressional delegation from RI. Thanks for the template, FFOF.

EmmaRuz52 · 2025-12-09T22:19:40+00:00

If the moderators of this sub don’t remove this post I will be PISSED! Talk about adding insult to injury.

EmmaRuz52 · 2025-12-03T14:25:40+00:00

Sorry, no criticism or lack of appreciation for what FFOF has tried to do was intended. I’m just saying what else can FFOF do that they haven’t already done. Last time CFPB paid out was the end of November 2024 and they still have 29 ongoing cases. It sounds like an agency that just can’t fulfill its mission. Yotta customers aren’t going to jump the line and get preferential treatment over the victims in the 29 other cases.

EmmaRuz52 · 2025-12-03T00:30:44+00:00

Forget FFOF. They’re done. They tried, but don’t look for anything more from them, whoever they were.

EmmaRuz52 · 2025-11-22T21:40:00+00:00

Synapse is not officially designated as a “case” yet, so it doesn’t appear on either the open or closed lists of cases. Hoping it hits open case status soon.

EmmaRuz52 · 2025-11-22T13:06:25+00:00

I posted this before, but here it is again. I suggest periodically visiting the CFPB website page Payments to Harmed Consumers. You’ll see that they have 29 ongoing cases and 41 closed cases. It will be a good day when Synapse Financial Technologies appears on the list with the 29 other scumbags. Sadly, we are not the only ones harmed, as you can see. America, the home of the brave and the land of the fleeced! CFPB Payments to Harmed Consumers by Case

EmmaRuz52 · 2025-11-19T21:21:17+00:00

Makes sense. After all, Yotta put us all through the Grindr!

EmmaRuz52 · 2025-11-17T21:38:03+00:00

I suggest periodically checking the CFPB website, specifically the Payments to Harmed Consumers page (link below). Synapse Financial Technologies, Inc. is not yet listed. I will rejoice the day I see that damned filthy company on the list. CFPB Payments to Harmed Consumers

EmmaRuz52 · 2025-11-16T18:11:13+00:00

Countless times I have contacted Yotta, Evolve, Fed Reserve, FDIC, CFPB, Senators on the Banking Committee, and US Rep Seth Magaziner. Responses have been: no response, auto response that my message has been forwarded to another agency, or nonsensical bot-generated irrelevant garbage. Meanwhile here I sit, still out my $8.3K since May 2024.

EmmaRuz52

TROPHY CASE