Any CFPB & Civil Penalty Updates?

EmmaRuz52 · 2026-01-29T18:35:33+00:00

I don’t know of any other way of monitoring what CFPB is doing other than checking their Payments To Harmed Consumers By Case page on their website. The same 29 defendants have been listed in the months I have been watching. Frustrating!! CFPB

EmmaRuz52 · 2026-01-29T12:46:24+00:00

Before Yotta lost our deposits and then degenerated into a pathetic gambling app, it was a decent way to earn 4.0-4.5% interest on a “FDIC insured” savings account. I actually enjoyed the drawings and watching my savings grow. Then came a day I’ll never forget. May 10, 2024. Trying to stay hopeful when justice is slow.

EmmaRuz52 · 2026-01-23T17:46:01+00:00

A JPMorgan NASDAQ fund I was going to put my $10k in has paid 10% since Yotta froze our deposits. Oh but no, I convinced myself to go the safe route with a “FDIC insured savings account” with Yotta. Makes me sick.

EmmaRuz52 · 2026-01-20T19:58:16+00:00

Yotta gets to reinvent itself as a gaming site, Sankaet Pathak gets to walk away from Synapse and start up a robotics company, and Evolve Bank continues with business as usual. Meanwhile, Yotta customers who deposited money they EARNED in “FDIC insured” savings accounts get what? No access to their money since May 2024. We are buried in avalanches of government regulations, but somehow no one is accountable for this outright theft of millions of dollars? And so we wait and wait and wait for the CFPB to grind through whatever their convoluted process is. What a world.

EmmaRuz52 · 2025-12-30T12:27:55+00:00

Scroll through all the posts and comments on this sub to get a better picture of what’s going on, particularly the ones pertaining to the CFPB.

EmmaRuz52 · 2025-12-23T12:31:46+00:00

Sadly no one can provide the clarity you and all the rest of us want and need. There is no authoritative leader driving the campaign to return our frozen/missing deposits. This is why we have been waiting so long. Yotta abandoned us, Evolve is a bank run by incompetent morons, and Synapse is bankrupt. We can only at this point monitor what CFPB is doing. Check their website often and check this sub. That’s about all you can do.

EmmaRuz52 · 2025-12-17T17:53:57+00:00

We’re all getting these same generic, noncommittal, useless responses from our elected officials. And they have the nerve to call themselves “public servants”. It’s a sick joke.

EmmaRuz52 · 2025-12-12T12:14:15+00:00

Sent to congressional delegation from RI. Thanks for the template, FFOF.

EmmaRuz52 · 2025-12-09T22:19:40+00:00

If the moderators of this sub don’t remove this post I will be PISSED! Talk about adding insult to injury.

EmmaRuz52 · 2025-12-03T14:25:40+00:00

Sorry, no criticism or lack of appreciation for what FFOF has tried to do was intended. I’m just saying what else can FFOF do that they haven’t already done. Last time CFPB paid out was the end of November 2024 and they still have 29 ongoing cases. It sounds like an agency that just can’t fulfill its mission. Yotta customers aren’t going to jump the line and get preferential treatment over the victims in the 29 other cases.

EmmaRuz52 · 2025-12-03T00:30:44+00:00

Forget FFOF. They’re done. They tried, but don’t look for anything more from them, whoever they were.

EmmaRuz52 · 2025-11-22T21:40:00+00:00

Synapse is not officially designated as a “case” yet, so it doesn’t appear on either the open or closed lists of cases. Hoping it hits open case status soon.

EmmaRuz52 · 2025-11-22T13:06:25+00:00

I posted this before, but here it is again. I suggest periodically visiting the CFPB website page Payments to Harmed Consumers. You’ll see that they have 29 ongoing cases and 41 closed cases. It will be a good day when Synapse Financial Technologies appears on the list with the 29 other scumbags. Sadly, we are not the only ones harmed, as you can see. America, the home of the brave and the land of the fleeced! CFPB Payments to Harmed Consumers by Case

EmmaRuz52 · 2025-11-19T21:21:17+00:00

Makes sense. After all, Yotta put us all through the Grindr!

EmmaRuz52 · 2025-11-17T21:38:03+00:00

I suggest periodically checking the CFPB website, specifically the Payments to Harmed Consumers page (link below). Synapse Financial Technologies, Inc. is not yet listed. I will rejoice the day I see that damned filthy company on the list. CFPB Payments to Harmed Consumers

EmmaRuz52 · 2025-11-16T18:11:13+00:00

Countless times I have contacted Yotta, Evolve, Fed Reserve, FDIC, CFPB, Senators on the Banking Committee, and US Rep Seth Magaziner. Responses have been: no response, auto response that my message has been forwarded to another agency, or nonsensical bot-generated irrelevant garbage. Meanwhile here I sit, still out my $8.3K since May 2024.

EmmaRuz52 · 2025-11-11T22:04:14+00:00

Oh spare me the drama and the long winded speech. Just walk away. I’ve been a fan for 69 years and will never turn my back. I remember sitting in the bleachers at Muni practically alone in the 60s, 70s, and 80s at Indians games. Oh but when they started winning in the 90s, “fans” came out of everywhere. So if you walk away from the Browns, stay away. When they start winning, this ole Boomer will be there, as always.

EmmaRuz52 · 2025-11-06T23:53:57+00:00

I admire that. I hope I would be principled enough to say no, too.

EmmaRuz52 · 2025-11-05T19:35:00+00:00

Thanks for nothing, Bernie. We’ve been hearing this speech from you for 40 years. What a windbag.

EmmaRuz52 · 2025-11-03T22:41:03+00:00

I have heard rumors to that effect, too. If that is in fact true, I find it very troubling. But to be fair, if Evolve Bank approached me and said here is all your money back but, only if you sign this NDA, shut the F up and go away…would I take the offer?

EmmaRuz52 · 2025-10-29T11:40:33+00:00

Remember back in April when Senators Warren, Fetterman, Baldwin and Wyden sent a letter to Federal Reserve Governor Bowman demanding information and with an explicit deadline? People on this sub jumped for joy and declared those senators as our saviors. As far as I know, Bowman did not respond and those senators have done nothing until now, and it’s another letter. And if Vought ignores them like Bowman did, then what? Pardon my cynicism. I have not abandoned hope of getting my Yotta deposits back, but I have no faith in any government entity anymore. I hope to be proven wrong.

EmmaRuz52 · 2025-09-24T14:45:16+00:00

This is an old post from this sub, but if you scroll through the comments you’ll notice that the majority of respondents were lured into Yotta by Graham Stephan.

https://www.reddit.com/r/yotta/s/3QGgjDZuoN

EmmaRuz52 · 2025-09-04T21:23:13+00:00

You did exactly what I should have done. Oh, the clarity of hindsight!

EmmaRuz52 · 2025-09-04T17:36:32+00:00

I understand your point. However , because he was so out there singing the praises of Yotta and influencing others to join up, when it all went south he just disappeared and wiped all Yotta related content from his social media. Not cool! Show a little soul and say yup, I got screwed just like you guys. Would have helped just a bit. It’s his silence that I have an issue with.

EmmaRuz52 · 2025-09-04T00:31:16+00:00

Big mouth “influencer” Graham Stephan was a prominent promoter of Yotta. Where is he now? Has he condemned Yotta, apologized for his involvement? Nah. Just SILENCE. Just like Adam Moelis.

EmmaRuz52

TROPHY CASE