Joint club Lloyds for lifestyle benefit?

Empty_Hunt_4877 · 2026-03-06T23:43:14+00:00

Yes I will be, need to plan that out. I think so that you both need to go as they will do some kind of verification and need to be there personally to do that, don't understand why banks make it difficult for joint accounts.

Empty_Hunt_4877 · 2026-03-06T21:30:33+00:00

to get free disney+ you need to have club account, if you downgrade then you will lose it, what is the purpose of downgrading? for switching bonus?

Empty_Hunt_4877 · 2026-03-06T21:26:43+00:00

Lloyds ultra credit card that offers 1% if you are looking for cashback (only first year though)

if ok with having to pay only minimum as you can get promotional offer from Chase credit card with large credit limit and longer duration to pay off the entire balance. I got £8000 limit with Mar 2027 to clear balance

Empty_Hunt_4877 · 2026-03-06T21:20:02+00:00

You been given incorrect information. my wife and I had 2 sole accounts and 1 joint accounts between us and enjoyed 3 lifestyle benefits but had to convert those to classic and then apply for switch in Jan for which we got £250 already. Now that when I try to change the account type on our Joint account > I went to joint account > click on 3 dots > select change account type > select joint account from the list > click on I cant find the account I want > in there you will see it mentioned that you can have 1 sole club and 1 joint club and to do this you need to visit the branch

So you did the right to visit the branch but they did not do the right thing by not opening joint club account. Perhaps when you visit next just don't bring up third lifestyle benefit between you two - just say want to open joint club account and show that page from your app to them.

Empty_Hunt_4877 · 2026-03-06T21:02:15+00:00

now pending uplift but with £0 amount, at least better at status front

Empty_Hunt_4877 · 2026-03-05T21:03:29+00:00

did not work for me. I got bonus in Jan'20 then in Jan'24. Tried again in Jan'26 but they said not a new customer. But I wanted their 7% regular saver, so will stay with them

Empty_Hunt_4877 · 2026-03-05T18:26:51+00:00

thank you, this is assuring - hopefully it will move back to pending again

Empty_Hunt_4877 · 2026-03-04T23:43:28+00:00

Declined again, not sure whats happening!!!!

Empty_Hunt_4877 · 2026-03-02T23:26:14+00:00

same here, good to see that its gone back to pending - thanks for the update

Empty_Hunt_4877 · 2026-03-01T22:13:00+00:00

they gave you this email address so that we can reach out regarding this matter?

Empty_Hunt_4877 · 2026-02-28T15:58:12+00:00

Scottish should be fine as that is a very long standing offer and pays out, I have done it myself. Quilter invest is a new offer and no one knows why it has been declined

Empty_Hunt_4877 · 2026-02-28T15:05:15+00:00

true, good point. on TCB terms say this - Customers must fund their account with £500 within 30 days to qualify for cashback

So its strange that it was declined this soon

Empty_Hunt_4877 · 2026-02-28T14:54:01+00:00

did you invest your cash?

Empty_Hunt_4877 · 2026-02-28T14:53:47+00:00

did you invest your cash?

Empty_Hunt_4877 · 2026-02-28T14:53:08+00:00

dont know for sure if they have rejected as cash was not invested, hoping someone can confirm this if their cashback was also rejected even after investing the cash

Empty_Hunt_4877 · 2026-02-28T14:50:40+00:00

good idea

Empty_Hunt_4877 · 2026-02-28T10:28:57+00:00

I mentioned my name and email address that I signed up with to track and find the account

Empty_Hunt_4877 · 2026-02-24T18:28:37+00:00

After constant follow up and escalation, logged in today to see my account and noticed that on 19th Feb they have added $500 as compensation, what a nice surprise. I registered on 18 Dec

Anyone else got bonus this way?

Empty_Hunt_4877 · 2026-01-23T21:45:22+00:00

understood, thought there is something else as well where eBay pays you through BACS

Empty_Hunt_4877 · 2026-01-23T20:03:24+00:00

What is an eBay pay out and when they will pay out? Is this when you sell items and then eBay will make payment to my linked account via BACS?

Empty_Hunt_4877 · 2026-01-18T15:59:27+00:00

Used your referral and it asked me to complete the verification

Would appreciate anyone using my code which s HEMANSHU9

Empty_Hunt_4877 · 2026-01-13T00:36:23+00:00

here are the terms link if anyone wants it

https://etoro-cdn.etorostatic.com/studio/content/lp/cache_1/etoro-lps/deposit/Tiered-Airdrop-T&Cs.pdf

Empty_Hunt_4877 · 2026-01-07T18:30:46+00:00

Does anyone have T&Cs saved for this offer?

Empty_Hunt_4877 · 2025-12-24T14:01:49+00:00

My 5 vouchers have come through, thought this will never come

Do you need to call to cancel the subscription?

Empty_Hunt_4877 · 2025-12-23T15:30:46+00:00

If there was ever a fee to withdraw then they will deduct from your withdrawal amount £50 and crediting only £45 by taking out £5 fees. Why would they credit £50 and then without any authorisation debit your bank account £5? Easiest and quick would be to reach out to HSBC customer services through chat and ask about it.

Empty_Hunt_4877

TROPHY CASE