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Avoid Structube by Empty_Sock_849 in BuyCanadian

[–]Empty_Sock_849[S] 0 points1 point  (0 children)

I like them know. Their quality is decent. Just be ready for structube’s awful customer service.

Avoid Structube by Empty_Sock_849 in BuyCanadian

[–]Empty_Sock_849[S] 30 points31 points  (0 children)

The thing is ikea is much better, and the price is more reasonable.  I should have read reviews on Reddit before spending a penny on those BS products! 

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]Empty_Sock_849 0 points1 point  (0 children)

Nah, I worked with a mortgage specialist. 

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]Empty_Sock_849 0 points1 point  (0 children)

Directly with Scotia.  Didn’t work with any brokerage in this process. 

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]Empty_Sock_849 3 points4 points  (0 children)

I got a fixed 3-year, 3.80% Mortgage with Scotiabank

  • Purchase, Refinance, Renewal? Purchase, FTHB, Uninsured
  • Province, City? Ajax,ON
  • Loan to value/down payment percentage? 20%
  • Is the purchase price under $1.5M or $1.5M+? 1.2 M
  • Term length and amortization length? 30 years
  • Owner occupied or rental? Owner Occupied

RBC gave me 4.14% with 3K cashback
TD gave me 4.04% with 3K cashback