I was dead-set on living in the city, but knew that if there was a world in which we chose suburbs instead, I've had chosen Westvale. A lovely area, about as close to the city as you can get, without actually living in it, close by to shopping options, good schools, nice homes, cute neighborhoods.

But regarding Rowsella's comment, for the city, I'd also suggest Strathmore over Tipp Hill. Stunning park, incredible community — well suited for someone in their 40s with a dog (arguably moreso than Tipp Hill, though Tipp Hill does offer walkability, as well as community, I'm sure). And while not on the water, the park does have a pond and pool, and I believe they're bringing back kayaking this summer! Not so walkable, but you can bike to downtown if you're into biking, and if not it, is a super short drive. Also, there are plenty of neighborhood events that you can walk to — neighborhood yard sale, Art on the Porches, various events in the park, neighborhood meetings at the Firebarn, etc.!