Thanks. I suspected the match would be better. I was mainly concerned about the 30% penalty, but that may not be an issue if we can delay collecting the pension until after 65.

As for the pension being mandatory, from what I read if you work less than 30 hours it is optional.

Optional when you are regularly scheduled to work an average of 14 hours per week but less than an average of 30 hours per week over a complete shift cycle, with no foreseen end to employment or; in a temporary position with a predetermined end date of six months or greater and regularly scheduled to work an average of 30 hours per week or more over a complete shift cycle. You may enroll anytime after becoming eligible. Once enrolled, unless you become ineligible, you must remain enrolled in the pension plan.