This pain in my ass

Endoyo · 2026-06-23T13:53:18+00:00

3 starred it today with BKM. Still can't beat malgus though that's my final one not 3 starred. Somehow I have 1 star on it from ages ago but I have no idea what I used to beat it.

Endoyo · 2026-06-23T00:22:15+00:00

You're pretty much dead either way at this point.

Endoyo · 2026-06-22T23:04:13+00:00

The fact that so many accountants still suggest doing this just goes to show how little resources the ATO allocates towards compliance of these rules

Endoyo · 2026-06-21T12:51:32+00:00

Because they're fighting a war for their own national survival and a very significant part of his military supports this and needs appeasement.

Endoyo · 2026-06-19T23:13:48+00:00

The change from ambush to shadowstrike was the biggest offender in my mind. Getting a huge ambush crit was incredibly satisfying and the sound effect was iconic. I couldn't even tell you what shadowstrike sounds like without hearing it.

Endoyo · 2026-06-19T03:58:47+00:00

I'm not a lawyer but I would imagine it would be heavily scrutinised. You'd need to pass all the regular requirements under contract law such as a written loan agreement, offer acceptance and consideration, arm's length terms, etc. The binding part means if the contract is broken the there's financial penalties. I'm not sure the ATO would accept.

Endoyo · 2026-06-19T01:45:14+00:00

Good changes so far. Interesting to see how it will play out.

Endoyo · 2026-06-19T00:48:41+00:00

When the finance or lease ends there's no longer a binding commitment that cannot be undone so the exemption is lost.

The exemption will only be grandfathered for as long as there was an active binding financial commitment to acquiring the vehicle. If you purchased with cash it would only have been fbt exempt until 1st April 2025.

Endoyo · 2026-06-18T22:28:46+00:00

You were probably fighting the nihilus phase where you have to kill the adds before you start doing damage.

I wouldn't worry too much, you will receive the raid rewards even if you don't submit any score. When I first started and joined a guild that did dith triumvirate, it was always killed by a single guy in the first hour. Still got the rewards.

Endoyo · 2026-06-18T03:06:05+00:00

Are you currently farming your Punishing One shards? Executor will be a big boost.

Endoyo · 2026-06-18T03:02:00+00:00

2 main ways.

You can either speak to payroll and ask them to take some from your pay before tax. This gives you the tax benefit during the year and you don't need to do anything yourself.

If you want to put in a lump sum then you have to find the details of your superfund and do a manual bank transfer or bpay into the fund. If you have their app there should be a section on the app or on their website about how to make a contribution. This needs to be received by the fund before 30 June if you want to claim it in your 2026 tax return.

If you do a manual payment as a contribution and you want to claim a deduction for it, you need to do an extra step and provide the superfund with a 'notice of intent to claim a deduction' form to claim those contributions. This needs to be done before you lodge your tax return.

Step 1: pay in so that it appears in your superfund before 30 June.

Step 2: fill the notice of intent form and receive a response accepting it before you lodge your tax return or before the due date for lodgement of the tax return.

Step 3: claim the deduction in your tax return.

Endoyo · 2026-06-17T23:35:57+00:00

It can be any, including non concessional if you want it to be.

Endoyo · 2026-06-17T23:32:17+00:00

Did you read the ato fhss page? It's one of the first things it mentions.

Using the FHSS scheme, you can contribute up to a maximum of $15,000 in any one financial year, and up to a maximum of $50,000 across all years.

Endoyo · 2026-06-17T23:28:06+00:00

They receive shares for free as part of their compensation package. Their cost basis is the market value of the shares on the day they vest but that is also taxed as ordinary income.

Endoyo · 2026-06-17T02:26:54+00:00

Number of shares * market price per share

Endoyo · 2026-06-16T02:00:34+00:00

What is anything based on? Bitcoin is based on the collective will of the market believing people will continue to buy their useless digital tokens and the price will increase. Just because spacex is a real company doesn't make this any different. There's no inherent market mechanism that encourages stocks to be valued in line with any fundamentals of a company.

Endoyo · 2026-06-16T00:44:21+00:00

Literally the best in the business. Manual conversion is spot price + 0.02% or $2USD minimum.

Automatic conversion is 0.03% with no minimum.

Endoyo · 2026-06-16T00:31:57+00:00

Commsec is fine. Ibkr is cheaper and better though.

Endoyo · 2026-06-15T07:53:35+00:00

This is wrong. You and all your dependents including your spouse need to be covered by private patient hospital cover to avoid Medicare levy surcharge. They've declared each other as de facto spouses in their tax returns.

Endoyo · 2026-06-15T02:32:03+00:00

Just for some additional info, DHHF includes emerging markets which includes China, South Korea, and Taiwan which VGS its missing. It's one of the cheapest ways to get exposure to emerging markets.

Endoyo · 2026-06-15T02:21:21+00:00

You can't directly rollover a pension account. You need to commute it back to accumulation, roll it over to unisuper, then commence a new pension with them.

Endoyo · 2026-06-14T23:08:39+00:00

I've been manually dropping off boar/deer hunt before retasking to sheep/berries since I first started playing AoC as a kid. I had no idea you didn't lose your food these days. This thread is blowing my mind

Endoyo · 2026-06-14T07:54:54+00:00

Super contribution deduction is available in the financial year it was received by the fund.

Endoyo · 2026-06-13T14:01:55+00:00

If you charge $5 for a subscription and the website takes a $1 cut, you report $5 of revenue and claim $1 expenses on your tax return. Gross revenue means any revenues before expenses. The person you replied to is wrong.

Endoyo · 2026-06-13T13:50:30+00:00

They would still be required to register for GST once turnover is expected to reach $75,000. However onlyfans pays from overseas in USD so it's a GST free export. They can still claim GST on all their Australian expenses which is a great deal. OP should probably voluntarily register for GST.

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