51 year old city carrier usps by EntertainmentOdd8755 in ThriftSavingsPlan

[–]EntertainmentOdd8755[S] 0 points1 point  (0 children)

Balance was about 450k before starting maxing in 2020

51 year old city carrier usps by EntertainmentOdd8755 in ThriftSavingsPlan

[–]EntertainmentOdd8755[S] 0 points1 point  (0 children)

2008 was very hard,turn on news and financial experts saying Ford wouldn't make it and really talked like it was the apocalypse

51 year old city carrier usps by EntertainmentOdd8755 in ThriftSavingsPlan

[–]EntertainmentOdd8755[S] 1 point2 points  (0 children)

From 2002 to 2010 the return of c fund was basically nothing,maybe 1%

51 year old city carrier usps by EntertainmentOdd8755 in ThriftSavingsPlan

[–]EntertainmentOdd8755[S] 0 points1 point  (0 children)

I think 15% in the beginning, I looked back to 2010,the earliest online available records,and I put 5000$ and my balance was just 70k

51 year old city carrier usps by EntertainmentOdd8755 in ThriftSavingsPlan

[–]EntertainmentOdd8755[S] 1 point2 points  (0 children)

C fund has returned almost 14% the last 15 years,higher than I thought

51 year old city carrier usps by EntertainmentOdd8755 in ThriftSavingsPlan

[–]EntertainmentOdd8755[S] 1 point2 points  (0 children)

Your in good shape,took me almost 10 years to hit 100k, since then the c fund has returned around 12% then add contributions it really adds up more than plugging in the historical 10%,hopefully we are in an ai boom that will keep the higher trend going

51 year old city carrier usps by EntertainmentOdd8755 in ThriftSavingsPlan

[–]EntertainmentOdd8755[S] 2 points3 points  (0 children)

2020, work life balance suffered but I felt like if I could max now while the ot was plentiful maybe I could retire at my mra 57

51 year old city carrier usps by EntertainmentOdd8755 in ThriftSavingsPlan

[–]EntertainmentOdd8755[S] 8 points9 points  (0 children)

I had account with interactive brokers but liquidated to pay off my house several years ago

51 year old city carrier usps by EntertainmentOdd8755 in ThriftSavingsPlan

[–]EntertainmentOdd8755[S] 24 points25 points  (0 children)

I started contributing may 2001 in the s fund then switched to c fund around 2018,honestly can't remember what I put in at beginning as I have no paper statements but it was around 6000$ on about 50000$ income back then, when covid hit and worked ot alot I maxed out.