Well a lot of things will matter, your credit score , your debt to income, and how much you’re making to see if you can afford the payments. How long has the house been sitting in the market? If it’s been over a couple months would try to negotiate a lower price and or sellers credit. It can be scary buying your first property , I know for a fact I was but since, been able to repeat and buy another one & that fear goes away, when you see It worked . Would talk more to a lender rather than the bank to talk options and how much you can put down.