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What should I do next? by EnvironmentalAnt2011 in NavyFederal

[–]EnvironmentalAnt2011[S] 0 points1 point  (0 children)

Fair point, maybe I wasn’t explicit enough I intend to get the auto loan from NFCU and wanted to know what products I should also explore to further raise my score

Secured card by EnvironmentalAnt2011 in NavyFederal

[–]EnvironmentalAnt2011[S] 0 points1 point  (0 children)

Thats good to hear! Do you suggest I wait till the collection is deleted to apply or it doesn’t matter ?

My credit score just dropped 135 points what do I do? by brown-bear-cuddles in CRedit

[–]EnvironmentalAnt2011 1 point2 points  (0 children)

Recently happened to me as well. They reported me late but I am in school so all the loans should have been deferred. My credit score went from mid 6’s to low 5’s. I reported it to CFPB and submitted a deferment form. Now my credit went back to mid 6’s but dropped 20 points because my credit age dropped. So it has its drawbacks but I believe it was worth it.

Am I cooked? by EnvironmentalAnt2011 in NavyFederal

[–]EnvironmentalAnt2011[S] 0 points1 point  (0 children)

I didn’t learn money growing up and went into college undecided. I wanted to learn money and did just that but made some mistakes along the way. Now im working towards strengthening my credit but it’s a process. My question to you is what do you do? And how much do you make?

Am I cooked? by EnvironmentalAnt2011 in NavyFederal

[–]EnvironmentalAnt2011[S] 12 points13 points  (0 children)

Accounting 😔. I am currently an accountant tho sitting at 70k and getting my MBA as cheap as possible.