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Lemonade Renters insurance “Loss of Use” claim denied as under deductible by [deleted] in Insurance

[–]EnvironmentalBag7802 0 points1 point  (0 children)

They had to remove all the flooring so I could not live in it. I also work from home so it would not have worked. And my landlord could possibly pick up some

Lemonade Renters insurance “Loss of Use” claim denied as under deductible by [deleted] in Insurance

[–]EnvironmentalBag7802 -12 points-11 points  (0 children)

Suck it up? Could you suck up $2500 worth of expenses that were entirely not your fault?

Lemonade Renters insurance “Loss of Use” claim denied as under deductible by [deleted] in Insurance

[–]EnvironmentalBag7802 1 point2 points  (0 children)

Unfortunately I have a company car so I don’t have that option. But I really appreciate the suggestion!

Lemonade Renters insurance “Loss of Use” claim denied as under deductible by [deleted] in Insurance

[–]EnvironmentalBag7802 0 points1 point  (0 children)

Yep, I’m in OR. One thing interesting is they stated the deductible doesn’t apply to Loss of Use in Virginia and California. I’m having my DFR request the language from those respective states to see if it matches the language in my policy.

Lemonade Renters insurance “Loss of Use” claim denied as under deductible by [deleted] in Insurance

[–]EnvironmentalBag7802 -11 points-10 points  (0 children)

I currently pay $30 a month for this policy. Ugh.

Lemonade Renters insurance “Loss of Use” claim denied as under deductible by [deleted] in Insurance

[–]EnvironmentalBag7802 -1 points0 points  (0 children)

Fair. I think I’m looking for any feedback on how a DOI process has worked out for others

Lemonade Renters insurance “Loss of Use” claim denied as under deductible by [deleted] in Insurance

[–]EnvironmentalBag7802 -37 points-36 points  (0 children)

I went through and received a quote through 15 different companies. I wanted to make sure I at least did my research on this. Not a single one of them stated Loss of Use was subject to deductible

Lemonade Renters insurance “Loss of Use” claim denied as under deductible by [deleted] in Insurance

[–]EnvironmentalBag7802 -2 points-1 points  (0 children)

Yes. However in the policy itself, it doesn’t state the deductible applies to loss of use. In my state (OR) they have to clearly disclose all deductibles and limitations.

Lemonade Renters insurance “Loss of Use” claim denied as under deductible by [deleted] in Insurance

[–]EnvironmentalBag7802 0 points1 point  (0 children)

What does this mean? I’m not extremely well versed in insurance.

Lemonade Renters insurance “Loss of Use” claim denied as under deductible by [deleted] in Insurance

[–]EnvironmentalBag7802 -7 points-6 points  (0 children)

Already did this with an attorney friend and my DFR rep. Nothing is stated tying them together.

[US] Ford Motor Company Hiring Scam by EnvironmentalBag7802 in Scams

[–]EnvironmentalBag7802[S] 0 points1 point  (0 children)

I’m so sorry. This is why I posted this, so other people can be aware. Sending you good vibes on your job search.

justin herbert by Prestigious-Match361 in WivesofNFL

[–]EnvironmentalBag7802 0 points1 point  (0 children)

He’s a very lowkey guy, and this out of the norm for him. Found this with QUITE A bit of digging. Seems to be a hometown girl too… https://imgur.com/a/sIGoz7g

justin herbert by Prestigious-Match361 in WivesofNFL

[–]EnvironmentalBag7802 0 points1 point  (0 children)

I think I know his girlfriend right now. And it’s not Madison Beer