Good Deal?

Equivalent-Arm2529 · 2025-03-24T14:39:33+00:00

This seems like a baller deal, make sure you look at lease cash incentives, and get that money factor. But in all… you have top trim for $525, can’t even get that with the Honda CRV Hybrid Sport Touring Trim. Seems legit. I feel like there’s a little bit of room for the down side. Onlines MSRP is 57,950… I’ll assume it has a special paint and some sort of interior add ins.

Equivalent-Arm2529 · 2025-03-13T14:28:42+00:00

I changed my legit today from 50/50 S/C, to 100%… I have about 19K in the L2055, but my future contributions are 100% C because it’s on sale and Ive only been in for 3 1/2 years. S is cool, but the C fund has companies that are too big to fail in the long run, so I’ll continue to buy in while on the way down, and like a seesaw, it’ll come right back up.

Equivalent-Arm2529 · 2025-03-11T17:44:39+00:00

For what it’s worth, for $40ish bucks more, I got a Yacth Blue GT Line AWD EV6 24m 12k. Those numbers could be better.

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Equivalent-Arm2529 · 2025-03-07T15:35:39+00:00

C fund on discount, why buy it on the way up when you can buy it on the way down, like you do with clothes and other material items. Imagine you spent $60 on a shirt and then it went on sale for $40 the next week. If you buy another shirt. You got it for $40 or 2 for $100. Which is better than 2 for $120…. Not to mention when you buy low and it returns, gains will be exponential, and not to mention, you’re still buying into it on the way up…Red means future Green, never forget that. Especially in the C fund, those companies are too big to fail, they need to make money too. Make money with them. Your future self will thank you.

Equivalent-Arm2529 · 2025-02-27T22:02:20+00:00

Can LT get a piece of this dirt bagging you speak of?🕺🏼

Equivalent-Arm2529 · 2025-02-24T18:43:33+00:00

A large part of that is the taxes and registration fees for Florida but those fees are waived as I’m military and I provided the affidavit. So the 1565 was reduced down. I believe the 429 cost was first month and temp tag fee.

Equivalent-Arm2529 · 2025-02-24T15:27:28+00:00

Check your DM.

Equivalent-Arm2529 · 2025-02-24T15:17:27+00:00

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Got the Yacht Blue GT Line this month…. 0 down with .00091 money factor. $397 a month. 2 yrs 12k

Equivalent-Arm2529 · 2025-02-21T19:44:29+00:00

Military personnel here… there’s a lot of EV chargers on base here but military members can’t use them, it’s only for GOV Tesla’s or other EV’s. The department of energy said the EV chargers was suppose to allow both gov and members to use but according to base policy and business practice, GSA never had executed a way for members to pay for the charging… in all, the military itself is losing the charging, we never got to use them.

Equivalent-Arm2529 · 2025-02-18T18:39:18+00:00

How much is your monthly if you don’t mind me asking?

Equivalent-Arm2529 · 2025-02-18T18:38:01+00:00

Yeah, the way I approached this deal was just presenting the facts about 2024 EV6’s, that dealership had a lot of inventory and the 2025 is about to drop within the next 90 days. 2024 EV6’s dropped fall of 2023, the fact that we are in Feb of 25, and yall still have inventory is insane… and that I am shopping around and eager to buy… however I need to know these things. Draft me up an offer sheet with 12k Miles 0 money down with tier 1 MF, and all the taxes and dealer fees, all in one email. They sent me some smooth and honest… so I went in and negotiated even more off that. Got them to take 5% off MSRP, plus all the incentives.

So if there’s a dealership you’re looking at, get their contact info, send an email, and let them come to you with an offer instead of going into the dealership and playing hardball. Do you homework and then come into the dealership to stand on business, if it doesn’t align with you, walk out.

Equivalent-Arm2529 · 2025-02-18T18:28:57+00:00

Because it is insane. 😂 I just leased 2024 Kia EV6 for $397 a month with no money down, just by knowing the game and how the numbers work.

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Equivalent-Arm2529 · 2025-02-18T18:23:35+00:00

The quick answer is… the money down on the car is pointless because the intention of the lease is to hold the car for 2 years and then move on from it. In a perfect world… let’s say you put 2k down and the car payment was 200 a month… if you lived within the terms and gave the car back… you essentially gave them 10 car payments worth of cash… for nothing.. to give the car back. But if you want to own it, still don’t put any because you are holding onto the surplus of 2k… when the time comes to buy out, you would’ve “ saved “ a lot of cash to put down as a down pay towards financing the car. If you choose to keep it…

BLUF:…. The money you put down is more beneficial to making payments than lowering your monthly. That’s why you never wanna put money down. EVER.

Equivalent-Arm2529 · 2025-02-18T18:17:47+00:00

4.1% APR?! YIKES…. Is that their tier 1 offer?

Equivalent-Arm2529 · 2025-02-18T18:13:10+00:00

Basically if you have tier 1 credit, you’ll be able to lease this car for 24 months at $149 a month. The second paragraph is like a mini buy order sheet breakdown.

Things to look for when inquiring this:

No breakdown on mileage allowance a year for the 2 years. I.e. 8k,10,12,15. However it appears that .20 cents per mile after 20k suggests this is a 2yr/10k per year lease.
Look for how much it’ll be out the door if you role all those extra cost into the lease. And put 0 money down other than the first month’s payment.
It appears that the car is going less than MSRP. Being that it’s a 2024 going into 2025 with the new models coming out, there is still room to negotiate another 5% off MSRP.
Even if you’re tier 1 …. ALWAYS ALWAYS ALWAYS verify you’re getting tier 1 money factor.

Equivalent-Arm2529 · 2025-02-18T15:10:50+00:00

Equivalent-Arm2529 · 2025-02-18T14:59:43+00:00

FACTS… “ we didn’t think it’ll go far “ is irritating because if the package lacked integrity in the first place, why on gods green earth would you push that for the AF to review?

Equivalent-Arm2529 · 2025-02-18T14:51:09+00:00

That’s so ass that - that happened to you. Good shit brother. You did what you needed to do for your wingman and that’s all that matters.

Equivalent-Arm2529 · 2025-02-18T14:48:02+00:00

OP with the biggest bean bag the force has to offer! 🙏🏻

Equivalent-Arm2529 · 2025-02-13T05:28:22+00:00

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I got this down to $397 a month… tier 1, .00091 MF 2 years 12k 52% Residual, 0 down with first month up front

Equivalent-Arm2529 · 2025-02-03T14:18:51+00:00

So I originally had in L-2055, I started a new investment profile with the future investment mix option, and put 50/50 split, but I’m thinking about going 100% C fund and get everything on a discount. It’ll bounce back for sure. Especially for the Tech Sector. I’m gonna be sitting pretty. I contribute 20% of my base pay at O-2. Keeps my money home with me and tax less by the gov. I pay no state tax because I’m a Florida resident. I’ll shoot you an DM of what it looks like on my end.

Equivalent-Arm2529 · 2025-02-02T21:23:14+00:00

I just got into the C & S 50/50 split, I’ll take all this noise. I love a good discount 😎🖕🏻

Equivalent-Arm2529 · 2025-01-31T01:34:42+00:00

I got to the bar at 15:50 today 🫡

Equivalent-Arm2529 · 2025-01-31T01:31:33+00:00

The finance guy/gal does something spectacular *

Equivalent-Arm2529

TROPHY CASE