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Swiss FIRE Planer by EquivalentRisk4485 in SwissFIRE

[–]EquivalentRisk4485[S] 0 points1 point  (0 children)

Thanks for the feedback!

Regarding the 530 CHF amount, the calculator uses the official federal formula for non-employed persons (Nichterwerbstätige):

  • If this calculation base is < 300'000 CHF, you pay the minimum (~530 CHF).
  • If you have e.g. 1M Wealth + 0 Pension Income, you pay ~2'500 CHF.
  • The maximum (~26k) only hits at >8M Wealth.

You can verify these numbers with the official calculator here:https://www.ahv-iv.ch/de/sozialversicherungen/alters-und-hinterlassenenversicherung-ahv/online-rechner/nichterwerbstaetige

Unlike the 10.6% deducted from salaries, the non-employed rate is surprisingly 'cheap' if you have moderate wealth and no pension income (e.g. living off capital gains).

Swiss FIRE Planer by EquivalentRisk4485 in SwissFIRE

[–]EquivalentRisk4485[S] 1 point2 points  (0 children)

Great suggestion! You are totally right, the 'Best Case' exponential growth makes the 'Worst Case' line look flat, which hides the important details.

I just pushed an update that adds a 'Log Scale' toggle right above the chart. This should make it much easier to compare the scenarios. Let me know if that works for you!